Aspire™ World MasterCard®

If you live in Canada and you are looking for a new credit card that has all the answers, you should look into the Aspire World MasterCard from Capital One. Like anything else, it isn't perfect, but it may be perfect for you. The slightly higher annual fee isn't for the faint of heart, but the many features that are offered more than compensate for it. With this card, you can save money, time, and a little a bit of trouble as you take advantage of travel incentives, rewards, insurance, and security, all available in one convenient, comprehensive package.

Obviously, the first thing that you will notice is that with the No Hassle Rewards Program you will get double miles for every $1 that you spend, no matter how you spend it. Your initial purchase could earn you a 35,000 mile bonus, and you will also get another 10,000 mile bonus for every year that you keep your card open! The traditional candidate for this card processes about $2,000 a month in bills, groceries, gas, and other expenditures, so you can see how quickly and easily you can earn these rewards.

This card also offers many ways to save you money too. A good amount of these savings come in the form of complementary insurance. When you make your travel arrangements using this card, you will enjoy free Emergency Medical Care for your family for up to 22 days. Put your car rental on your card and the Car Rental Collision and Loss Damage Waiver will come included as well. This could save you as much as $30 a day for 48 days! A Travel Accident Insurance policy of up to $500,000 is also included in your travel package.

You can also get a handful of convenient options that you will appreciate not for the monetary value but because they can really make your life easier. Baggage Delay and Loss compensate you $100 a day stipend for 3 days if your bags need to be rerouted to you and up to $1,000 for replacement if your bags are lost. Since many airlines and travel companies will charge you for making changes to your itinerary, this card will also help you by taking care of that for you. You are covered for up to $5,000 per person and $25,000 per itinerary for Trip Interruption in case you have an emergency or you feel it is necessary to postpone parts of your trip. If you need to cancel your trip, however, you are covered up to $1,000 per person and $5,000 per itinerary.