Credit Card

CAA Quebec Platinum MasterCard® Credit Card

3.5

out of 5

- Up to 2.5% Cash back on Gas purchases
- 3.99% introductory interest rate† for 6 months on Cheque Cash Advances and Balance Transfers*
- No Annual Fee
- Unparalleled 24-hour customer service
- Online access to your credit card account
- International acceptance at millions of locations
* CAA Quebec membership required before applying

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Intro APR: 3.99%*
Intro Period: 6 months
APR: 14.99% *
Annual Fee: $0.00*
Issuer: MBNA Canada
Card Network: MasterCard
Card Category: Consumer (Premium)
Card Type: - Co-Branded
- Reward Card
Credit Needed: Good*

The CAA Quebec Master Card is best described as a consumer friendly credit card that's designed to reward its members on every dollar spent at the pump and on everyday purchases. With this card, members can take advantage of a rewards program to get discounts on those things that matter most. Gas prices are not as cheap as they once were, nevertheless, our demands for transportation keep going up. If you find yourself spending a lot of gas on monthly basis then this card could just be the perfect package for you.

An introductory APR period lasting for 6 months takes charge of Cheque Cash Advances and Balance Transfers. During the intro period, card members will incur a low interest rate of 3.99%. Balance transfers are charged a 1% transactions fee even during the intro period. Although purchase transactions do not qualify for an intro rate, the standard ARP on purchases charged is satisfactory and highly competitive.

Card members will earn a standard 0.5% rebate on the net retail value of everyday purchases. This is in addition to a 2.0% rebate when purchasing gas and other items from participating outlets including Couche-Tard. In all card members have dangled before them up to 2.5% rebate on eligible purchase transactions.

As a card member, you may order an extra card through which a friend or loved one becomes an authorized user with access to the credit limit available to the main card account. Online account access gives cardholders 24hr access to the card account where they can check remaining balance, monitor rebates earned, and make use of other online features. Customer Support is available round the clock even when cardholders find themselves far away from home.

Coming on the MasterCard network with millions of accepting retailers and ATMs, this card also features round the clock fraud protection, and emergency card replacement. Both features are available at no extra cost.

The CAA Quebec Master Credit Card does not charge an annual fee. Applicants are required to already hold a CAA Quebec Membership card prior to applying for this credit card. Entitlement to card membership is strictly restricted to Canadians only.

Reward Types: - CashBack Reward Cards
- Gas Reward Cards
Reward Unit: Cash
Rewards: - On top of the 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the counter when filling up on gas at participating Couche-Tard outlets, you receive an additional 2% rebate by paying with your CAA-Quebec MasterCard credit card on all your qualifying purchases — including gas — at participating Couche-Tard outlets that sell gas
- 2% is added to the .5% rebate you earn each time you use your CAA-Quebec MasterCard credit card
Expiration: None*
Yearly Limit: None*
Other Benefits: * See Terms and Conditions of the card
Online Account Access: Yes
Introductory APR: 3.99%*
Applied Towards: Balance Transfer, Cash Advance, Checks
Introductory Period: 6 months*
APR on Purchases: 14.99% *
Annual Fee: $0.00*
Grace Period: 21 days*
Late Payment Fee: $35.00*
Over Limit Fee: $35.00
Balance Transfer: Yes
Transfer Fee (%): 1.00%
Minimum Fee: $7.50
APR Cash Advances: 16.99%
Cash Advance Fee: 1.00%
Minimum Fee: $7.50
Additional Fees - Copy of a monthly statement: $2.50
- Copy of sales draft: $2.50
- Returned Payment Fee: $35.00
- Returned Cheque Cash Advance Fee: $20.00
- Foreign currency transactions: 2.5%
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† Information relating to the CAA Quebec Platinum MasterCard Credit Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.




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