Consumer Cards
- Featured Consumer Card: Smart Cash MasterCard® Credit Card
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- 1.99% introductory annual interest rate on balance transfers* and cheque cash advances for 10 months
- Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months
- Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter
- Get up to 1% cash back for all other qualifying net retail purchases
- Feel secure with around-the-clock fraud protection
- Enjoy free online access to your credit card account
- No annual fee* * *
The Smart Cash MasterCard Credit Card has a low introductory rate and offers a bevy of cash back options. If you live in Canada and want a simple, but competitive card, this might be the one for you. Read more...
Consumer cards are generally designed for individuals looking to charge everyday purchases on a credit card of choice. These credit cards seek to satisfy a variety of needs with most catering for a niche market. A wider classification of consumer cards will group them based on the credit required to qualify. Individuals who qualify tend to choose credit cards over various reasons including interest rates, annual fees, rewards, and the card network (MasterCard, Visa, American Express, Discover, and other networks) on which the card is being offered. Individuals searching for a credit card of choice are at the right place to begin. Each credit card listed comes with its applicable rates and features making it easier for you to identify with those you're likely to be interested in at first glance. Consumer cards listed below are reserved for the Canadian market.
Consumer Cards Listing
| Card | Stats | Rated | About | Take Action |
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| Aspire™ World MasterCard® | ||||
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4.5 out of 5 | The Aspire World MasterCard from Capital One offers many benefits to customers in Canada. With double points on everything you buy, you can quickly earn points towards airfare, gift cards, and even cash rebates! |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Aspire™ Gold MasterCard® | ||||
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4.0 out of 5 | You can get rewarded for everything you buy with the Aspire Gold MasterCard from Capital One. With lots of reward miles and no annual fee, this is one of the most attractive financial products in Canada. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| CAA Quebec Platinum MasterCard® Credit Card | ||||
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3.5 out of 5 | The CAA Quebec MasterCard credit card charges a highly competitive APR. Holders will participate in a reward program and a midterm intro period applied towards cheque cash advances, and balance transfers. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Shoppers MasterCard® Credit Card | ||||
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3.5 out of 5 | The Shoppers credit card is reserved for Canadian residents only. It offers a rewards program, a 6 month intro period on balance transfers and cheque cash advances coupled with other attractive benefits. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Guaranteed Secured MasterCard® | ||||
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3.5 out of 5 | With a crucial need to establish or re-establish good credit over time, here is a Capital One Guaranteed Secured MasterCard card dedicated to helping reach your desired goals. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Gold MasterCard® Credit Card - Fixed 9.99% AIR | ||||
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4.5 out of 5 | The Gold Master credit card issued by MBNA Canada is ideal for individuals wishing for a card providing fantastic features. Interest rate on purchase transactions is fixed ensuring cardholders can plan for the long term. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Low Rate Guaranteed Secured MasterCard® | ||||
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4.0 out of 5 | Here's a secured credit card for individuals whose credit require a lot of building. Are you new to credit? Gone through Bankruptcy? Then this secured card charging low rates is right for you. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Sony Card MasterCard® Credit Card | ||||
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3.5 out of 5 | The Sony Card Master card is reserved for individuals who want to earn merchandise as they spend. The card provides easy access to various Sony products through a dedicated e-commerce site. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Low Rate Guaranteed MasterCard® | ||||
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3.5 out of 5 | The Low Rate Guaranteed Capital One Canadian credit card is designed to help strengthen your credit history as you go about everyday spending. With its low rates you save more from interest payments. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Guaranteed MasterCard® | ||||
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3.5 out of 5 | The Guaranteed MasterCard Capital One Canada card is guaranteed to most applicants. Once accepted you are sure to receive a card that charges not the lowest but highly competitive interest rates on everyday transactions. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| SmartLine™ Platinum MasterCard | ||||
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4.0 out of 5 | If you have excellent credit, the SmartLine Platinum MasterCard card is just right for you. It offers low rates on the transactions that matter allowing you save money and even transfer credit from high-interest cards at no extra cost. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| WorldPoints® MasterCard® Credit Card | ||||
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3.5 out of 5 | The World Points MasterCard MBNA Canada issued credit card provides a rare opportunity for individuals to receive rewards like never before. You get the right amount of credit and are charged competitive rates. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| American Express® AIR MILES® Platinum Credit Card | ||||
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3.5 out of 5 | This AMEX Bank of Canada credit card is dedicated to frequent travelers in Canada. It offers a travellers program to reward you on each spend with options redeem miles earned for various benefits. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Pharmaprix MasterCard® Credit Card | ||||
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3.5 out of 5 | The Pharmaprix is the ideal credit card for the average Canadian resident who wants the freedom a reward credit card charging highly competitive interest rates could bring. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Platinum Plus® MasterCard® Credit Card - 1.99 for 10 | ||||
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3.5 out of 5 | This Platinum Plus Master Card is the ideal credit card for consumers having good credit. A long term intro period applies in addition to other platinum grade benefits from MBNA Canada, the card issuer. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Cash Back Gold MasterCard® | ||||
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4.5 out of 5 | Earn cash back on every item you purchase, it's that simple with Cash Back Platinum MasterCard with No Hassle Rewards credit card. You no longer have to bother about being restricted to the amount you can earn. Just keep spending and you’ll always earn a competitive annual interest rate. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Gold MasterCard® 11.9% Guaranteed for 3 Years | ||||
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4.5 out of 5 | The Gold MasterCard 11.9% Guaranteed for 3 Years is a credit card that can be used all across Canada. It offers numerous benefits that come with the master card as a standard. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Best Western MasterCard® Credit Card | ||||
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3.0 out of 5 | The Best Western MasterCard credit card is issued by MBNA Canada in conjunction with Best Western International Hotels. With this card you'll receive full benefits and privileges designed for members of this hotel rewards credit card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Premier Rewards® MasterCard® Credit Card | ||||
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3.5 out of 5 | The Premier Rewards Master Credit Card is an ideal card for cardholders wishing to earn cash rebates as they spend. Rebates are issued once a year allowing the cardholder redeem cash for extra spending power. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||


