Consumer Cards

Featured Consumer Card: Guaranteed MasterCard®
  • Guaranteed MasterCard
  • Rated: 4.0 out of 5
  • Intro APR: N/A*
  • Regular APR: 19.80% *
  • Annual Fee: $59.00*

- May help you strengthen your credit history
- 24/7 customer service online or by phone
- $0 fraud liability for unauthorized use
- Security funds not required, unless we contact you

* * *

The Guaranteed MasterCard Capital One Canada card is guaranteed to most applicants. Once accepted you are sure to receive a card that charges not the lowest but highly competitive interest rates on everyday transactions. Read more...

Consumer cards are generally designed for individuals looking to charge everyday purchases on a credit card of choice. These credit cards seek to satisfy a variety of needs with most catering for a niche market. A wider classification of consumer cards will group them based on the credit required to qualify. Individuals who qualify tend to choose credit cards over various reasons including interest rates, annual fees, rewards, and the card network (MasterCard, Visa, American Express, Discover, and other networks) on which the card is being offered. Individuals searching for a credit card of choice are at the right place to begin. Each credit card listed comes with its applicable rates and features making it easier for you to identify with those you're likely to be interested in at first glance. Consumer cards listed below are reserved for the Canadian market.



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Consumer Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
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Delta SkyMiles® World MasterCard® Capital One®
Delta SkyMiles World MasterCard Capital One
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.80%*
  • Annual Fee: $120.00*
4.5 out of 5

The Delta Skymiles World MasterCard from Capital One lets you get those Delta miles you love even faster. Every purchase brings you one step closer to whatever you have earmarked the miles for.

Info Review Benefits Fees
Low Rate Guaranteed MasterCard®
Low Rate Guaranteed MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.90%*
  • Annual Fee: $79.00*
3.5 out of 5

The Low Rate Guaranteed Capital One Canadian credit card is designed to help strengthen your credit history as you go about everyday spending. With its low rates you save more from interest payments.

Info Review Benefits Fees
Delta SkyMiles® Gold MasterCard® Capital One®
Delta SkyMiles Gold MasterCard Capital One
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.80%*
  • Annual Fee: $0.00*
4.5 out of 5

Delta Skymiles already offers a comprehensive rewards program but now with the help of Capital One it just got better. The Delta Skymiles Gold Master Card from Capital One has all the benefits of Skymiles and Master credit card with no annual fee.

Info Review Benefits Fees
Guaranteed Secured MasterCard®
Guaranteed Secured MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.80%*
  • Annual Fee: $59.00*
3.5 out of 5

With a crucial need to establish or re-establish good credit over time, here is a Capital One Guaranteed Secured MasterCard card dedicated to helping reach your desired goals.

Info Review Benefits Fees
SmartLine™ Platinum MasterCard
SmartLine Platinum MasterCard
  • Intro APR: 5.99%*
  • Intro APR Period: 36 months*
  • APR: for 3 years - 5.99%*
  • Annual Fee: $0.00*
4.0 out of 5

If you have excellent credit, the SmartLine Platinum MasterCard card is just right for you. It offers low rates on the transactions that matter allowing you save money and even transfer credit from high-interest cards at no extra cost.

Info Review Benefits Fees
Low Rate Guaranteed Secured MasterCard®
Low Rate Guaranteed Secured MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.90%*
  • Annual Fee: $69.00*
4.0 out of 5

Here's a secured credit card for individuals whose credit require a lot of building. Are you new to credit? Gone through Bankruptcy? Then this secured card charging low rates is right for you.

Info Review Benefits Fees
Gold Plus MasterCard®
Gold Plus MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: Shrinks from 19.8% to 13.80%*
  • Annual Fee: $59.00*
4.0 out of 5

Everyone needs a credit card these days, or at least it seems that way. With this card, then, you'll be happy to know you get guaranteed access to credit that also gives you control over your interest rate as your responsible payments could shrink your rate over two years.

Info Review Benefits Fees
Gold MasterCard®
Gold MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.80%*
  • Annual Fee: $59.00*
3.5 out of 5

Just because you might be new to credit doesn't mean that the benefits available to you should be limited. This Gold level Capital One MasterCard, then, makes sure that you get more benefits as you attempt to establish your credit history.

Info Review Benefits Fees
Eco-Logique(TM) MasterCard® Credit Card
Eco-Logique(TM) MasterCard Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 6 months*
  • APR: 17.99%*
  • Annual Fee: $0.00*
4.5 out of 5

Consumers interested in lending a helping hand towards the reduction of green house gases will find the Canada Eco-Logique Master Credit Card an exceptional product. APRs are fixed ensuring stability with payments.

Info Review Benefits Fees
Provincial Trust Gold Card
Provincial Trust Gold Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 0*
  • Annual Fee: N/A*
4.0 out of 5

This Shopping Credit Card from Provincial Trust provides consumers and frequent shoppers instant access to an exclusive club with merchandise products available for purchase. Cardholders are entitled to moderate credit limit at 0% interest.

Info Review Benefits Fees
Pharmaprix MasterCard® Credit Card
Pharmaprix MasterCard Credit Card
  • Intro APR: 1.99%*
  • Intro APR Period: 6 months*
  • APR: 19.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Pharmaprix is the ideal credit card for the average Canadian resident who wants the freedom a reward credit card charging highly competitive interest rates could bring.

Info Review Benefits Fees
Shoppers MasterCard® Credit Card
Shoppers MasterCard Credit Card
  • Intro APR: 1.99%*
  • Intro APR Period: 6 months*
  • APR: 19.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Shoppers credit card is reserved for Canadian residents only. It offers a rewards program, a 6 month intro period on balance transfers and cheque cash advances coupled with other attractive benefits.

Info Review Benefits Fees
Alaska Airlines MasterCard® Credit Card
Alaska Airlines MasterCard Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.99%*
  • Annual Fee: $75.00*
4.0 out of 5

The Alaska Airlines MasterCard provides you with numerous travel benefits. You are backed by the protection benefits of MasterCard and the card contains chip & pin technology, allowing you to make purchases all over the globe.

Info Review Benefits Fees
Starwood Preferred Guest® MasterCard® Credit Card
Starwood Preferred Guest MasterCard Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0.00*
3.5 out of 5

Frequent travelers would cherish a Starwood Preferred Guest Master credit card providing exclusive discounts when visiting one of many Starwood Hotels. All transactions incur fixed interest rates that remain unchanged throughout the membership period.

Info Review Benefits Fees



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