Cash Back Plus Platinum MasterCard®

The Cash Back Plus Platinum Master Card from Capital One Canada charges you a tiny APR and annual fee for almost exclusive access to this great credit card. If you appreciate a rewards card or plan to start saving for vacation or a new laptop then this card is just what you've waited for. You'll earn cash back on virtually all purchases; the more you spend, the more you earn and there is no yearly cap to limit your earnings.

You'll start earning cash back as soon as your first purchase. Just activate the card and you're good to go. The No Hassle Rewards program awards 2% on your purchases. You have flexible options from which to redeem cash earned. You may choose to redeem cash back for statement credit or a cheque delivered to your billing address – whichever option you choose is solely up to you. Plus you can start redeeming cash back once you have a rewards balance of $15 or more. The more you spend the more cash back you'll earn. When you spend less than $10,000 annually you will earn 1% on total purchases. 2% cash back comes when you spend up to $20,000. You'll earn 1.5% cash back on total purchases anywhere between $10,000.01 and $20.000.

The Annual Interest Rate is variable and highly competitive at its present state. You can compare with competing cards offering similar benefits and you'll notice the advantage this offer possesses.

Once you become cardholder you're permitted to add an authorized user by ordering a supplementary card for no extra fee. This Canadian credit card will receive cash back as with the primary cardholder.

As you'd expect you have unlimited access to online statements at anytime of the day. You can also check how much rewards you've accumulated online. Platinum MasterCard benefits apply to all cardholders. MasterCard PayPass technology lets you tap a device rather than swipe it, saving you time when checking out at various merchants supporting this technology.

Cash Back Plus Platinum Canadian Master Card is the ideal credit card for consumers having excellent credit who want to save as they spend. This card charges a $99 annual fee.