Credit Card
Eco-Logique(TM) MasterCard® Credit Card
- Earn carbon offset points that MBNA will use to acquire carbon offsets on your behalf‡
- No Annual Fee
- Low 1.9% introductory interest rate† for 6 months on Balance Transfers* and Cheque Cash Advances
- 17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- Immediate cash access at 430,000 ATMs internationally
| Intro APR: | 1.9%* |
| Intro Period: | 6 months |
| APR: | 17.99% * |
| Annual Fee: | $0.00* |
| Issuer: | MBNA Canada |
| Card Network: | MasterCard |
| Card Category: | Consumer (Regular) |
| Card Type: | - Affinity Card - Eco-Friendly Card - Reward Card |
| Credit Needed: | Good* |
Eco-Logique(TM) MasterCard credit card issued by MBNA Canada is available to individuals residing in Canada. As the name says, this credit card is uniquely designed for individuals who are passionate about the environment.
Cardholders participate in a 6 month introductory APR period that applies towards balance transfers and cheque cash advances. During this period there is a 1.9% introductory APR on these transactions. All transactions including purchases are fixed allowing cardholders extra freedom when it comes to budgeting and balance payments in the long term.
In addition to receiving a robust credit limit, cardholders have an opportunity to contribute towards the planet's future. Every purchase that qualifies is awarded a carbon offset point. These points are redeemed by the issuer to be used to purchase carbon offset points. If you're wondering what a carbon offset is, think of it as a certificate issued by an organization that represent a reduction in greenhouse gas emissions. Cardholders continue to earn points throughout their membership and are not restricted to a yearly limit or expiration date.
Fraud protection and online account management are extra benefits for cardholders to take advantage of. This is in addition to MasterCard benefits like zero fraud liability - a program ensuring cardholder's gain no liability on unauthorized transactions - and emergency card replacement. Various online account related services are available including online bill payment, download soft-copy statements, and more. A customer service desk is available round the clock for cardholders with complaints.
Eco-Logique Master credit card is the ideal credit card for cardholders having good or excellent credit. It's a great card on which to charge those daily expenses and often expensive items you'd purchase from time to time. Environmentally conscious individuals will find this credit card provides the right opportunity to do something about greenhouse gases.
Coming on the Master Card network, cardholders will find this card the ideal method of payment wherever the MasterCard logo is displayed. Those traveling outside Canada can receive cash at ATMs or purchase goods from millions of merchants in over 200 countries.
We advise you read and understand the card agreement/terms and conditions before applying.
| Reward Type: | - Universal Reward Cards |
| Reward Unit: | Point |
| Rewards: | - Carbon offset points equal to 0.50% of your net retail spend. (MBNA does not guarantee the overall effect of the carbon offset purchases to actually reduce carbon emissions) |
| Other Benefits: | - Internet related services - Emergency card replacement - 24-hour customer service See website for additional benefits. |
| Online Account Access: | Yes |
| Introductory APR: | 1.9%* |
| Applied Towards: | Balance Transfer |
| Introductory Period: | 6 months* |
| APR on Purchases: | 17.99% * |
| Annual Fee: | $0.00* |
| Grace Period: | 21 days* |
| Late Payment Fee: | $35.00* |
| Balance Transfer: | Yes |
| Transfer Fee (%): | 1.00% |
| APR Cash Advances: | 19.99% |
| Cash Advance Fee: | 1.00% |
| Additional Fees | Returned Payment Fee: $35 Returned Cheque Fee: $20.00 Monthly Statement Fee: $2.50 Sales Draft Fee: $2.50 |
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† Information relating to the Eco-Logique(TM) MasterCard Credit Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.

