Credit Card Articles

Fly High With AMEX AeroplanPlus Gold Card

May 6, 2013 by CreditCardsCo™

Scotia Bank Rewards Visa

The American Express AeroplanPlus Gold Card is a charge card. This means that the balance must be paid off every month. This makes the card a way to spend the cash you have and receive rewards for doing it. For every dollar that you spend, you are able to receive Aeroplan Miles. These miles can be redeemed for a number of rewards. It doesn't matter if you are a traveler, shopper, or someone who likes to attend the occasional concert, there is something for everyone.

The application process is rather simple in that an application is filled out with basic details. The credit decision usually comes approximately 60 seconds after the application has been filled out. Once the account is approved, there are bonus miles that are received after the first use of the card. After a specific amount has been spent, there are even more bonus miles.

The typical reward is 1 Aeroplan mile for every dollar spent, but cardholders do have the option of accelerating their earn rate for every dollar spent if they spend over a specific annual amount on their card.

If there are additional individuals that need to be on the account, account holders are entitled to two free supplementary cards. Any supplementary cards that are needed after the initial two may be obtained for a free. The addition of supplementary cards on the account can also help the account holder to earn miles even faster. There are also some Aeroplan partners in which miles can be earned twice when the card is used to make purchases with them.

Flight Rewards

The flight rewards are rather extensive in that they involve some of Canada's most prominent airlines. For instance, members can use their miles to travel to over 1,000 destinations all over the world if they use Star Alliance Member Airlines or Air Canada. Members can also take advantage of the Aeroplan ClassicFlight Rewards or the Star Alliance Flight Rewards programs when there are a predetermined number of miles based on the class of service and the destination. A third travel benefit is the ability to choose from Executive or Economy Class seats with ClassicPlus Flight Rewards. What this means is that the cardholder has unrestricted access to any available seats on Air Canada Express or Air Canada.

To round out a good vacation, miles can also be redeemed for car rentals, merchandise, hotel stays, vacation packages, experiential rewards, and much more. These are also items that can be taken advantage of even if the cardholder is not flying. All the cardholder has to do is pay for these items and services with their card.

Travel Insurances

When traveling, it is good to have protections because the unexpected can happen. The AeroplanPlus Gold Card provides members with 5 types of insurance. The first is Flight Delay Insurance. If your flight is delayed and this results in you having to pay extra for restaurants, sundry items, or lodging, you can be reimbursed up to a specific dollar amount. The second is Baggage Delay Insurance. If your baggage is delayed and you have to buy necessities that you would have otherwise, you are reimbursed up to a specific dollar amount. The third is Lost or Stolen Baggage Insurance. If your bags are lost or stolen after fully charging the cost of your airline tickets to your card, you can receive a specific amount of coverage for the damage or loss of your personal effects. The fourth type of coverage is Hotel/Motel Burglary Insurance. You receive automatic coverage up to a specific dollar amount against the loss of many personal items if your hotel or motel is burglarized. The last type of coverage is Travel Accident Insurance in the case that you pass away due to an accident while you are traveling. In addition to all of this, you receive travel emergency assistance that is available 24/7 to provide you with medical and legal referrals when you need them.

Purchase Protection

For the frequent shopper, it can pay to charge big ticket items to your card because items purchased on the card are protected under the Buyer's Assurance Protection Plan. This means that the manufacturer's warranty is extended. Your items are also protected by the Purchase Protection plan, which is a plan that protects most items you purchase on your card against theft and accidental damage. When purchasing large items, this can be a way to protect the investment so that there is not a significant financial loss if an accident occurs or the items are stolen.

Entertainment Perks

For individuals that enjoy concerts and other events, Front Of The Line ticket access means being able to buy tickets to certain events before they go on sale to the public. This benefit applies as long as the tickets are purchased with the card. There is also reserved seating access when tickets are purchased with the card. At specific events, American Express reserves seating for their card members, allowing them to buy seats from that block.

Service

With 24/7 customer service, cardholders are able to ask questions when they need to and receive answers. Cardholders can find out about their account balance, can make payments over the phone, review transactions and much more. This activity can also be carried out on online through online account management. This means there is no need to make a telephone call to find out what you need to about your account.

In addition, you can take advantage of Emergency Card Replacement that allows you to replace your card if it is lost and stolen no matter where you are in the world. There is also the Fraud Protection Guarantee for cardholders that make reasonable efforts to protect their personal information against fraud but their information is compromised anyway.

In order to qualify for this card, you must be a Canadian resident with a Canadian credit file, have no bankruptcy filings within the past 7 years, meet the minimum income requirement, and be the age of majority for your province or territory.

Final Word

With all of these benefits, American Express AeroplanPlus Gold is a card that has proven to be one that is functional for practically anyone, despite their travel frequency. With exclusive entertainment access and shopping coverage, points can be earned while enjoying some card-specific perks.

Other Readings

Credit Card FAQ




The " Fly High With AMEX AeroplanPlus Gold Card" article is property of CreditCardsCo™ and is copyrighted. The article may not be published, rewritten, broadcast or redistributed without prior written permission.




Home | RSS Feeds | Terms | Sitemap | Contacts Copyright © 2017 - CreditCardsCo™ - All rights reserved.