Credit Card
Aspire™ Gold MasterCard®
| Intro APR: | N/A* |
| Intro Period: | N/A |
| APR: | 19.80% * |
| Annual Fee: | $0.00* |
| Issuer: | Capital One Canada |
| Card Network: | MasterCard |
| Card Category: | Consumer (Premium) |
| Card Type: | - Instant Decision Card - Reward Card |
| Credit Needed: | Good* |
Even in the midst of a global economic crisis, there will always be new domestic financial products competing for your business. They might offer interesting rates or in Canada, the Aspire Gold MasterCard is one such financial product. It offers many attractive benefits that you won't find anywhere else all rolled into one convenient package that is easy to use. The issuer for this card is Capital One, a credit card company that is known for the entertaining television commercials and innovative credit solutions for a wide range of credit customers. Perhaps they are best known for providing "No Hassle Rewards," which is an attempt to give you more without restricting your ability to enjoy your credit experience.
First of all, this card is a good choice if you have good credit and consistently make payments on time. It is also good for you if you have over $1,000 a month in expenditures that you like to put on your credit card. With the way this card is set up, you will find that it won't take long for you to accrue enough rewards points to enjoy any of the many incentives that are available.
Speaking of incentives, you can use this card towards a variety of rewards. One of the great things about Capital One is that they like to offer innovative rewards schemes so that you can actually enjoy what you have earned. For example, get one point for every $1 you spend on things you buy every day. Your first purchase can even qualify you for a 5,000 bonus, which of course you can use towards anything from travel packages to gift cards to general merchandise and cash rebates! You will also get an additional 1,000 bonus miles every year, just for carrying the card!
Since this is a Gold Card, you also get other premium benefits. This could include Price Protection, Purchase Assurance, and Extended Warranty services, each of which is designed to ensure that you get the most for your money. You will also get extra travel benefits like Travel Accident Insurance, a Car Rental Collision/Loss Damage Waiver, and Baggage Delay which ensure that when you use your rewards points for travel, that have a positive experience. Finally, you also get MasterCard's MasterAssist Travel Assistance program which acts as a personal travel concierge no matter where you are in the world. They will be there whenever you need help.
| Reward Types: | - Airline Reward Cards - Other Reward Cards - Travel Reward Cards - Universal Reward Cards |
| Reward Unit: | Miles |
| Reward for $1 spent: | 1.00 |
| Rewards: | - 1 reward mile for every $1 spent on everything you buy - 5,000 bonus reward miles with your first purchase - 1,000 anniversary bonus reward miles every year - Redeem for travel, cash, merchandise or gift cards |
| Other Benefits: | - Price Protection - Purchase Assurance - Extended Warranty - Master Global Services - $0 Fraud Liability - Master RoadAssist Service - $250,000 Travel Accident Insurance - MasterAssist Travel Assistance - Car Rental Collision/Loss Damage Waiver - Baggage Delay |
| Comments: | Good Choice For: - People who like earning rewards - $30k minimum household income - Don't carry a balance |
| Online Account Access: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases: | 19.80% * |
| Annual Fee: | $0.00* |
| Grace Period: | 20 days* |
| Late Payment Fee: | $35.00* |
| Over Limit Fee: | $35.00 |
| Balance Transfer: | Yes |
| APR Cash Advances: | 19.80% |
| Apply Now |
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† Information relating to the Aspire Gold MasterCard may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.

