Guaranteed MasterCard®

The Guaranteed MasterCard credit card from Capital One Canada is designed for Canadians who have credit in need of improvement. This credit card is ideal for individuals searching for an opportunity to credit useful for shopping, traveling, and just about everything you may use a credit card for. On this card you’ll incur interest rates on purchases, balance transfers and cash advances that may vary from time to time but largely remain highly competitive.

The card is just what you need to solidify your credit history over time. If you don't exceed the credit limit, pay in full regularly, your chances to build excellent credit over time is greatly increased. A $59 annual fee is charged.

Shopaholics will fancy purchase assurance providing added coverage on every purchase. With extended warranty eligible purchases having applicable warranties are going to receive a 12 month extension. $0 fraud liability ensures you don't incur liability if an unauthorized purchase transaction is charged to your card. Once you have complaints of any sort you should contact customer support available 24hrs a day.

You could name the MasterAssist Travel Assistance Service an opportunity to get assistance for making travel arrangement. Provided you charge travel expenses to this card, you'll qualify for Common Carrier Travel Accident Insurance with compensation up to $250,000. Car Rental Collision and Damage Waiver would apply under conditions listed in the Certificate of Insurance shipped with your card. Master RoadAssist gives you a dedicated hotline to call whenever you run into car trouble.

MasterCard's PayPass provides Tap and Go access. When checking out at retailers you no longer have to wait in line to swipe, just tap a device and its transaction complete. A slight downside on this card is the absence of a reward or cash back program. Nevertheless it offers a great opportunity for you to improve your credit rating while expending available credit in a good way.

A Guaranteed MasterCard® is sure to be guaranteed provided you don't already have a delinquent or existing Capital One account and meet other simple conditions set forth by the card issuer. If you don’t qualify for this card you still have an opportunity to enjoy Capital One gold benefits by making a security deposit as offered.