Instant Decision Cards

Featured Instant Decision Card: Walmart Rewards™ Mastercard®
  • Walmart Rewards Mastercard
  • Rated: 4.0 out of 5
  • Intro APR: N/A*
  • Regular APR: 19.89% (V)*
  • Annual Fee: $0*

- SPECIAL OFFER: Earn a $55 bonus Reward Dollars with the purchase of an iPad WiFi 64GB (9th Gen) - Hurry up, ends soon!
- Get up to $25 in bonus Walmart Reward Dollars
- Earn 1.25% cashback at Walmart.ca and at any Walmart store in Canada
- Earn 1% cashback on gas purchases
- Earn unlimited 1% cashback on every dollar spent
- 1 Walmart dollar is equal to 1 real Canadian dollar
- No annual fee
- Instant response
- Issued by Fairstone Bank of Canada

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An instant decision card provides you a response to your application within a few minutes or seconds in some cases. These cards are just like any other card out there but the instant decision feature makes them catchy especially to those who want their application approved in no time. Prior days spent waiting for a response to your application is erased and you'd receive a copy of your card as soon as it's available. These cards are not compulsorily credit cards but they all are for individuals or businesses residing in Canada. If you're wondering, asides the 'instant decision' features do these cards below share similar features with other cards in the same category? The answer is 'yes'. Go for an instant decision card to remove stress experienced waiting for an approval.



Instant Decision Cards Listing

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Neo Card™
Neo Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% to 26.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

Your Path to Financial Freedom. Take control of your finances with the Neo Card (Credit), a powerful credit card that offers a customizable rewards program, instant access to cashback rewards, and advanced security features.

Info Review Benefits Fees
Tangerine® Money Back Mastercard®
Tangerine Money Back Mastercard
  • Intro APR: 1.95%
  • Intro APR Period: 6 months on BT*
  • APR: 19.95%*
  • Annual Fee: $0*
4.5 out of 5

Tangerine Money-Back credit card from The Bank of Nova Scotia is ideal for those with good credit who are looking for free cash back card with rotating rewards category.

Info Review Benefits Fees
Tangerine® World Mastercard®
Tangerine World Mastercard
  • Intro APR: 1.95%
  • Intro APR Period: 6 months on BT*
  • APR: 19.95%*
  • Annual Fee: $0*
4.5 out of 5

Tangerine World Mastercard credit card from The Bank of Nova Scotia is a good choice for those with good to excellent credit who are looking for free premium cashback rewards card and intro rates on Balance Transfers.

Info Review Benefits Fees
Plastk Student Secured Rewards Credit Card
Plastk Student Secured Rewards Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

Plask Student Secured credit card features $120 savings in first annual fee, credit reporting, back to school targeted deal and instant online approval.

Info Review Benefits Fees
Scotiabank Red American Express Card
Scotiabank Red American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

Issued by Scotiabank Canada the Scotiabank American Express Credit Card features bonus points, travel insurance and premium AMEX card benefits.

Info Review Benefits Fees
Scotia Momentum® Mastercard®
Scotia Momentum Mastercard
  • Intro APR: 7.99%
  • Intro APR Period: 6 months*
  • APR: 19.99%*
  • Annual Fee: $0*
4.0 out of 5

Scotiabank Momentum Mastercard features 6 months intro, free cash back rewards and premium card benefits

Info Review Benefits Fees
Scotia Momentum® No-Fee Visa® Card
Scotia Momentum No-Fee Visa Card
  • Intro APR: 0%
  • Intro APR Period: 6 months on BT*
  • APR: 19.99%*
  • Annual Fee: $0*
4.5 out of 5

Looking for a better option for your day to day options? Want to earn cash back without paying over-the-top fees for the privilege? The Scotia Momentum card is a great choice.

Info Review Benefits Fees
Scotiabank® No-Fee Value VISA® Card
Scotiabank No-Fee  Value VISA Card
  • Intro APR: 3.99%
  • Intro APR Period: 6 months on BT*
  • APR: 16.99%*
  • Annual Fee: $0*
4.5 out of 5

The No-Fee Scotiabank Value Visa credit card comes with low default interest, an introductory rate, the ability to transfer balances from higher interest cards and to take cash advances, and gives you the opportunity to avoid interest so you can get the most out of the account.

Info Review Benefits Fees
ScotiaGold Passport® Visa® Card
ScotiaGold Passport Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $110*
5.0 out of 5

The ScotiaGold Passport VISA is designed for those who love a great rewards program. With a minimum $5,000 limit, competitive interest rates and an affordable annual fee, this is one credit card offer that delivers.

Info Review Benefits Fees
Scotiabank Platinum American Express® Card
Scotiabank Platinum American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99% (V)*
  • Annual Fee: $399*
4.5 out of 5

Issued by Scotiabank Canada the Scotiabank Platinum American Express Credit Card features 60,000 bonus points, premium travel insurance, and prestige travel benefits.

Info Review Benefits Fees
Scotiabank® GM® Visa® Card
Scotiabank GM Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.99%*
  • Annual Fee: $0*
4.5 out of 5

Use Scotiabank GM Visa credit card and get closer to your new car with up to 5% in GM bonus earnings.

Info Review Benefits Fees
Scotiabank® GM® Visa® Infinite Card
Scotiabank GM Visa Infinite Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: See terms*
4.5 out of 5

Use Scotiabank GM Visa Infinite credit card and get closer to your new car with up to 5% in GM earnings.

Info Review Benefits Fees
No-Fee ScotiaGold VISA® Credit Card
No-Fee ScotiaGold VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
3.5 out of 5

Sometimes the best solutions are those that are streamlined, with clear-cut benefits and no hassles. The ScotiaGold Visa delivers great travel benefits and the latest in credit card technology. With no fees, card members are distracted with determining what they're paying for.

Info Review Benefits Fees
Scotiabank® U.S. Dollar VISA Credit Card
Scotiabank U.S. Dollar VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $35*
4.0 out of 5

With everything else going on in our lives, isn't it time our credit cards and other financial products serve their purpose and deliver what they promise? This Scotiabank US Dollar Visa card rises to the occasion.

Info Review Benefits Fees
Scotiabank® Rewards VISA® Credit Card
Scotiabank Rewards VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
4.0 out of 5

The Scotiabank Rewards Visa credit card allows you to earn rewards for using the card. The points that are earned can be used for merchandise, gift cards, and much more. In addition to a competitive interest rate, grace period, and competitive fees, it is a card that gives spending power.

Info Review Benefits Fees



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