Instant Decision Cards
- Featured Instant Decision Card: Smart Cash MasterCard® Credit Card
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- 1.99% introductory annual interest rate on balance transfers* and cheque cash advances for 10 months
- Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months
- Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter
- Get up to 1% cash back for all other qualifying net retail purchases
- Feel secure with around-the-clock fraud protection
- Enjoy free online access to your credit card account
- No annual fee* * *
The Smart Cash MasterCard Credit Card has a low introductory rate and offers a bevy of cash back options. If you live in Canada and want a simple, but competitive card, this might be the one for you. Read more...
An instant decision card provides you a response to your application within a few minutes or seconds in some cases. These cards are just like any other card out there but the instant decision feature makes them catchy especially to those who want their application approved in no time. Prior days spent waiting for a response to your application is erased and you'd receive a copy of your card as soon as it's available. These cards are not compulsorily credit cards but they all are for individuals or businesses residing in Canada. If you're wondering, asides the 'instant decision' features do these cards below share similar features with other cards in the same category? The answer is 'yes'. Go for an instant decision card to remove stress experienced waiting for an approval.
Instant Decision Cards Listing
| Card | Stats | Rated | About | Take Action |
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| Gold MasterCard® Credit Card - Fixed 9.99% AIR | ||||
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4.5 out of 5 | The Gold Master credit card issued by MBNA Canada is ideal for individuals wishing for a card providing fantastic features. Interest rate on purchase transactions is fixed ensuring cardholders can plan for the long term. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Platinum Plus® Credit Card - 0% for 10 | ||||
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4.5 out of 5 | This Platinum Plus Master Card is the ideal credit card for consumers having good credit. A long term intro period applies in addition to other platinum grade benefits from MBNA Canada, the card issuer. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Platinum Plus® MasterCard® - 1.99% for 10 Months | ||||
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4.5 out of 5 | The Platinum Plus Master credit card serves consumers longing for the special luxury a platinum card can provide. Alongside exclusive benefits and enticing packages, this card comes as ideal for those having good credit. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| WorldPoints® MasterCard® Credit Card | ||||
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4.5 out of 5 | The World Points MasterCard MBNA Canada issued credit card provides a rare opportunity for individuals to receive rewards like never before. You get the right amount of credit and are charged competitive rates. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Pharmaprix MasterCard® Credit Card | ||||
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4.5 out of 5 | The Pharmaprix is the ideal credit card for the average Canadian resident who wants the freedom a reward credit card charging highly competitive interest rates could bring. |
Info Review Benefits Fees |
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| Shoppers MasterCard® Credit Card | ||||
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4.5 out of 5 | The Shoppers credit card is reserved for Canadian residents only. It offers a rewards program, a 6 month intro period on balance transfers and cheque cash advances coupled with other attractive benefits. |
Info Review Benefits Fees |
| Read More | ||||
| American Express® Business Gold Rewards Card | ||||
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4.5 out of 5 | The Business Gold Rewards card is a brilliant credit card designed exclusively for use for businesses, both big and small. With annual bonuses and so many potential reward earning you will be spoilt for choice when it comes to using your membership reward points. This is the credit card for you if you want to run your business smoothly and safely! |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Aspire™ Travel World MasterCard® | ||||
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4.5 out of 5 | The Aspire Travel World MasterCard from Capital One offers many benefits to customers in Canada. With double points on everything you buy, you can quickly earn points towards airfare, gift cards, and even cash rebates! |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Delta SkyMiles® World MasterCard® Capital One® | ||||
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4.5 out of 5 | The Delta Skymiles World MasterCard from Capital One lets you get those Delta miles you love even faster. Every purchase brings you one step closer to whatever you have earmarked the miles for. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Delta SkyMiles® Gold MasterCard® Capital One® | ||||
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4.5 out of 5 | Delta Skymiles already offers a comprehensive rewards program but now with the help of Capital One it just got better. The Delta Skymiles Gold Master Card from Capital One has all the benefits of Skymiles and Master credit card with no annual fee. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Aspire™ Cash Platinum MasterCard® | ||||
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4.5 out of 5 | You can earn quite a bit of cash back each and every year with the Aspire Cash Platinum MasterCard. The card offers a number of ways to get cash back and no expiry date. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Choice Privileges MasterCard® Credit Card | ||||
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4.5 out of 5 | Bonus points are just the beginning with this card from MBNA Canada bank. Whether you like free nights in North America or prefer to travel all over the world, this card is definitely one to carry. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Fusion™ Platinum MasterCard® | ||||
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4.5 out of 5 | The Fusion Platinum MasterCard allows you to earn miles with every purchase. The miles can be used towards cash back, gift cards and travel. There is also a low interest rate and other benefits. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Priority Club® World MasterCard® | ||||
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4.5 out of 5 | This MasterCard, from Capital One, gives you more options for earning rewards points, but it also allows you to take advantage of several other benefits including those provided by MasterCard. This includes not only rewards, but also various kinds of insurance. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| American Express® AIR MILES® Credit Card | ||||
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4.0 out of 5 | The American Express Air Miles Credit Card is one of the most premium cards you can have in Canada. As a card-holder, you will not enjoy great interest rates, no annual fee, and reward miles benefits, but affiliate benefits as well. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| American Express® AIR MILES® Platinum Credit Card | ||||
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4.0 out of 5 | This AMEX Bank of Canada credit card is dedicated to frequent travelers in Canada. It offers a travellers program to reward you on each spend with options redeem miles earned for various benefits. |
Info Review Benefits Fees |
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| Priority Club® Platinum MasterCard® | ||||
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4.0 out of 5 | You can earn Priority Club membership points every single day with this MasterCard from Capital One. Redeem them for hotel stays and enjoy other great benefits as well, thanks to MasterCard's broad spectrum of basic features and exclusive travel benefits. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Aspire™ Travel Platinum MasterCard® | ||||
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4.0 out of 5 | You can get rewarded for everything you buy with the Aspire Travel Platinum MasterCard from Capital One. With lots of reward miles and no annual fee, this is one of the most attractive financial products in Canada. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Aspire™ Cash World MasterCard® | ||||
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4.0 out of 5 | There is finally a card that offers cash back - and a lot of it. The Aspire Cash World MasterCard allows you to earn cash with every purchase that doesn't expire. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
Featured Card
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