Low Interest Cards

Featured Low Interest Card: SmartLine™ Platinum MasterCard
  • SmartLine Platinum MasterCard
  • Rated: 4.0 out of 5
  • Intro APR: 5.99% for 36 months*
  • Regular APR: for 3 years - 5.99% *
  • Annual Fee: $0.00*

- No Annual Fee, Annual interest rate for cash advances is 19.8%
- Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
- After your three years are up, your purchase rate and balance transfer rate become a variable rate of Prime +4.99%
- Save money when you transfer high-interest debt with our no-fee balance transfer service

* * *

If you have excellent credit, the SmartLine Platinum MasterCard card is just right for you. It offers low rates on the transactions that matter allowing you save money and even transfer credit from high-interest cards at no extra cost. Read more...

The following credit cards charge some of the lowest interest rates you'd find in the market. Although most card issuers will charge based on credit worthiness with less qualified individuals taking higher rates, a thorough search will reveal those cards that offer you the best in terms of interest rates even when having limited credit. We have conducted this search on your behalf and hope you find a card that's great for you. Asides interest rates, other features to watch when applying for credit cards include the cards' credit limit, annual fee, and card benefits or rewards. For consumers looking to improve credit worthiness over time, a card charging low interest rates on purchases reduces ones chances of accumulating a lot of credit debt from interest rates. These cards are for Canadian residents. For up to date information and hidden fees, you are advised to go through the card agreement before applying.



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Low Interest Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
CardStatsRatedAboutTake Action
Fusion™ Platinum MasterCard®
Fusion Platinum MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 9.90%*
  • Annual Fee: $0.00*
4.5 out of 5

The Fusion Platinum MasterCard allows you to earn miles with every purchase. The miles can be used towards cash back, gift cards and travel. There is also a low interest rate and other benefits.

Info Review Benefits Fees
Gold MasterCard® Credit Card - Fixed 9.99% AIR
Gold MasterCard Credit Card - Fixed 9.99% AIR
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Gold Master credit card issued by MBNA Canada is ideal for individuals wishing for a card providing fantastic features. Interest rate on purchase transactions is fixed ensuring cardholders can plan for the long term.

Info Review Benefits Fees
Gold MasterCard® with 11.9% Interest Rate
Gold MasterCard with 11.9% Interest Rate
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: for 3 years - 11.90%*
  • Annual Fee: $19.00*
4.5 out of 5

The Gold MasterCard with 11.9% Interest Rate is a credit card that can be used all across Canada. It offers numerous benefits that come with the master card as a standard.

Info Review Benefits Fees
Gold Plus MasterCard®
Gold Plus MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: Shrinks from 19.8% to 13.80%*
  • Annual Fee: $59.00*
4.0 out of 5

Everyone needs a credit card these days, or at least it seems that way. With this card, then, you'll be happy to know you get guaranteed access to credit that also gives you control over your interest rate as your responsible payments could shrink your rate over two years.

Info Review Benefits Fees
Low Rate Guaranteed Secured MasterCard®
Low Rate Guaranteed Secured MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.90%*
  • Annual Fee: $69.00*
4.0 out of 5

Here's a secured credit card for individuals whose credit require a lot of building. Are you new to credit? Gone through Bankruptcy? Then this secured card charging low rates is right for you.

Info Review Benefits Fees
Low Rate Guaranteed MasterCard®
Low Rate Guaranteed MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 14.90%*
  • Annual Fee: $79.00*
3.5 out of 5

The Low Rate Guaranteed Capital One Canadian credit card is designed to help strengthen your credit history as you go about everyday spending. With its low rates you save more from interest payments.

Info Review Benefits Fees
Choice Privileges MasterCard® Credit Card
Choice Privileges MasterCard Credit Card
  • Intro APR: 1.99%*
  • Intro APR Period: 6 billing cycles*
  • APR: 16.99%*
  • Annual Fee: $0.00*
4.5 out of 5

Bonus points are just the beginning with this card from MBNA Canada bank. Whether you like free nights in North America or prefer to travel all over the world, this card is definitely one to carry.

Info Review Benefits Fees
Platinum Plus® MasterCard® - 1.99% for 10 Months
Platinum Plus MasterCard - 1.99% for 10 Months
  • Intro APR: 1.99%*
  • Intro APR Period: 10 months*
  • APR: 17.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Platinum Plus Master credit card serves consumers longing for the special luxury a platinum card can provide. Alongside exclusive benefits and enticing packages, this card comes as ideal for those having good credit.

Info Review Benefits Fees



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