No Annual Fee Cards

Featured No Annual Fee Card : Walmart Rewards™ Mastercard®
  • Walmart Rewards Mastercard
  • Rated: 4.0 out of 5
  • Intro APR: N/A*
  • Regular APR: 19.89% (V)*
  • Annual Fee: $0*

- SPECIAL OFFER: Earn a $55 bonus Reward Dollars with the purchase of an iPad WiFi 64GB (9th Gen) - Hurry up, ends soon!
- Get up to $25 in bonus Walmart Reward Dollars
- Earn 1.25% cashback at Walmart.ca and at any Walmart store in Canada
- Earn 1% cashback on gas purchases
- Earn unlimited 1% cashback on every dollar spent
- 1 Walmart dollar is equal to 1 real Canadian dollar
- No annual fee
- Instant response
- Issued by Fairstone Bank of Canada

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No annual fee cards are credit cards reserved for individuals who want to avoid paying bulky fees annually. These credit cards still include those features and benefits you'd love to have on a credit card. In most cases, there’s really no difference feature-wise between credit cards intended for a similar market charging an annual fee and those that don't. The following credit cards are those designed to not charge an annual fee throughout the duration of card use. Prior to submitting an application, be sure to check the card agreement as some credit cards start charging a fee after the first 12 months or under certain conditions as described in the agreement. No annual fee cards listed below are reserved for the Canadian market.



No Annual Fee Cards Listing

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Simplii Financial Debit Card
Simplii Financial Debit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
4.5 out of 5

Info Review Benefits Fees
Neo Card™
Neo Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% to 26.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

Your Path to Financial Freedom. Take control of your finances with the Neo Card (Credit), a powerful credit card that offers a customizable rewards program, instant access to cashback rewards, and advanced security features.

Info Review Benefits Fees
Neo Money™ Card (Prepaid)
Neo Money Card (Prepaid)
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
4.5 out of 5

Do you want to grow your savings and earn rewards on your spending? If so, the Neo Money Card (Prepaid) is a great option. With high-interest rates and cashback rewards, the Neo Money Card is a powerful tool for budgeting, saving, and earning. Whether you're a student or someone who wants to take control of their finances, the Neo Money Prepaid Card is definitely worth considering.

Info Review Benefits Fees
Neo Secured Card
Neo Secured Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% to 24.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

Take Control of Your Credit with Neo Card (Secured). The Neo Secured Mastercard is a credit card that puts you in control of your credit. With its unique approach to credit, flexible limits, and unlimited cashback rewards, this card is designed to help you build your credit history and achieve your financial goals.

Info Review Benefits Fees
Tangerine® Money Back Mastercard®
Tangerine Money Back Mastercard
  • Intro APR: 1.95%
  • Intro APR Period: 6 months on BT*
  • APR: 19.95%*
  • Annual Fee: $0*
4.5 out of 5

Tangerine Money-Back credit card from The Bank of Nova Scotia is ideal for those with good credit who are looking for free cash back card with rotating rewards category.

Info Review Benefits Fees
Tangerine® World Mastercard®
Tangerine World Mastercard
  • Intro APR: 1.95%
  • Intro APR Period: 6 months on BT*
  • APR: 19.95%*
  • Annual Fee: $0*
4.5 out of 5

Tangerine World Mastercard credit card from The Bank of Nova Scotia is a good choice for those with good to excellent credit who are looking for free premium cashback rewards card and intro rates on Balance Transfers.

Info Review Benefits Fees
Plastk Student Secured Rewards Credit Card
Plastk Student Secured Rewards Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

Plask Student Secured credit card features $120 savings in first annual fee, credit reporting, back to school targeted deal and instant online approval.

Info Review Benefits Fees
Scotiabank Red American Express Card
Scotiabank Red American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

Issued by Scotiabank Canada the Scotiabank American Express Credit Card features bonus points, travel insurance and premium AMEX card benefits.

Info Review Benefits Fees
Scotia Momentum® Mastercard®
Scotia Momentum Mastercard
  • Intro APR: 7.99%
  • Intro APR Period: 6 months*
  • APR: 19.99%*
  • Annual Fee: $0*
4.0 out of 5

Scotiabank Momentum Mastercard features 6 months intro, free cash back rewards and premium card benefits

Info Review Benefits Fees
Scotia Momentum® No-Fee Visa® Card
Scotia Momentum No-Fee Visa Card
  • Intro APR: 0%
  • Intro APR Period: 6 months on BT*
  • APR: 19.99%*
  • Annual Fee: $0*
4.5 out of 5

Looking for a better option for your day to day options? Want to earn cash back without paying over-the-top fees for the privilege? The Scotia Momentum card is a great choice.

Info Review Benefits Fees
Scotiabank® No-Fee Value VISA® Card
Scotiabank No-Fee  Value VISA Card
  • Intro APR: 3.99%
  • Intro APR Period: 6 months on BT*
  • APR: 16.99%*
  • Annual Fee: $0*
4.5 out of 5

The No-Fee Scotiabank Value Visa credit card comes with low default interest, an introductory rate, the ability to transfer balances from higher interest cards and to take cash advances, and gives you the opportunity to avoid interest so you can get the most out of the account.

Info Review Benefits Fees
mycredit Mastercard® from National Bank of Canada
mycredit Mastercard from National Bank of Canada
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 20.99%*
  • Annual Fee: $0*
4.5 out of 5

Ready to redefine your credit card experience? Introducing the mycredit Mastercard, a game-changer in the world of credit cards. This premium card offers up to 1% cashback on your everyday purchases. Plus, enjoy up to $135 cashback when you apply today. It's more than just a card; it's a key to a world of privileges and benefits. From mobile protection and extended warranty on purchases to a competitive 20.99% purchase rate and zero annual fees, the mycredit Mastercard is designed to meet all your credit needs. Choose mycredit Mastercard today and unlock unparalleled rewards and protection.

Info Review Benefits Fees
National Bank MC1 Mastercard®
National Bank MC1 Mastercard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 20.99%*
  • Annual Fee: $0*
4.0 out of 5

Welcome to the realm of effortless spending with MC1 Mastercard, your one-card solution for every expense. With a $0 annual fee, this card is crafted to deliver value with every transaction. The 20.99% purchase rate and 22.49% interest rate for balance transfers and cash advances keep your financial costs under control. MC1 Mastercard offers a plethora of benefits that enhance your card-owning experience. From swift, contactless payments to protective features, this card is all about delivering convenience and security in one package.

Info Review Benefits Fees
Scotiabank® GM® Visa® Card
Scotiabank GM Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.99%*
  • Annual Fee: $0*
4.5 out of 5

Use Scotiabank GM Visa credit card and get closer to your new car with up to 5% in GM bonus earnings.

Info Review Benefits Fees
Mogo Visa® Platinum Prepaid Card
Mogo Visa Platinum Prepaid Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
4.0 out of 5

Info Review Benefits Fees
No-Fee ScotiaGold VISA® Credit Card
No-Fee ScotiaGold VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
3.5 out of 5

Sometimes the best solutions are those that are streamlined, with clear-cut benefits and no hassles. The ScotiaGold Visa delivers great travel benefits and the latest in credit card technology. With no fees, card members are distracted with determining what they're paying for.

Info Review Benefits Fees
Scotiabank® Rewards VISA® Credit Card
Scotiabank Rewards VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
4.0 out of 5

The Scotiabank Rewards Visa credit card allows you to earn rewards for using the card. The points that are earned can be used for merchandise, gift cards, and much more. In addition to a competitive interest rate, grace period, and competitive fees, it is a card that gives spending power.

Info Review Benefits Fees



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