No Annual Fee Cards

Featured No Annual Fee Card : Best Western MasterCard® Credit Card
  • Best Western MasterCard Credit Card
  • Rated: 4.0 out of 5
  • Intro APR: N/A*
  • Regular APR: 19.99% *
  • Annual Fee: $0.00*

- 1.5 Best Western Rewards points for every $1 in net retail purchases*
- 20,000 bonus Best Western Rewards points after your first qualifying purchase
- No Annual Fee
- 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
- Around-the-clock fraud protection
- Online access to your credit card account
- Unparalleled 24-hour Customer service
- Immediate cash access at 430,000 ATMs internationally

* * *

The Best Western MasterCard credit card is issued by MBNA Canada in conjunction with Best Western International Hotels. With this card you'll receive full benefits and privileges designed for members of this hotel rewards credit card. Read more...

No annual fee cards are credit cards reserved for individuals who want to avoid paying bulky fees annually. These credit cards still include those features and benefits you'd love to have on a credit card. In most cases, there’s really no difference feature-wise between credit cards intended for a similar market charging an annual fee and those that don't. The following credit cards are those designed to not charge an annual fee throughout the duration of card use. Prior to submitting an application, be sure to check the card agreement as some credit cards start charging a fee after the first 12 months or under certain conditions as described in the agreement. No annual fee cards listed below are reserved for the Canadian market.



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No Annual Fee Cards Listing

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Eco-Logique(TM) MasterCard® Credit Card
Eco-Logique(TM) MasterCard Credit Card
  • Intro APR: 1.9%*
  • Intro APR Period: 6 months*
  • APR: 17.99%*
  • Annual Fee: $0.00*
4.5 out of 5

Consumers interested in lending a helping hand towards the reduction of green house gases will find the Canada Eco-Logique Master Credit Card an exceptional product. APRs are fixed ensuring stability with payments.

Info Review Benefits Fees
Gold MasterCard® Credit Card - Fixed 9.99% AIR
Gold MasterCard Credit Card - Fixed 9.99% AIR
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Gold Master credit card issued by MBNA Canada is ideal for individuals wishing for a card providing fantastic features. Interest rate on purchase transactions is fixed ensuring cardholders can plan for the long term.

Info Review Benefits Fees
Platinum Plus® Credit Card - 0% for 10
Platinum Plus Credit Card - 0% for 10
  • Intro APR: 0%*
  • Intro APR Period: 10 months*
  • APR: 17.99%*
  • Annual Fee: $0.00*
4.5 out of 5

This Platinum Plus Master Card is the ideal credit card for consumers having good credit. A long term intro period applies in addition to other platinum grade benefits from MBNA Canada, the card issuer.

Info Review Benefits Fees
Platinum Plus® MasterCard® - 1.99% for 10 Months
Platinum Plus MasterCard - 1.99% for 10 Months
  • Intro APR: 1.99%*
  • Intro APR Period: 10 months*
  • APR: 17.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Platinum Plus Master credit card serves consumers longing for the special luxury a platinum card can provide. Alongside exclusive benefits and enticing packages, this card comes as ideal for those having good credit.

Info Review Benefits Fees
Sony Card MasterCard® Credit Card
Sony Card MasterCard Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Sony Card Master card is reserved for individuals who want to earn merchandise as they spend. The card provides easy access to various Sony products through a dedicated e-commerce site.

Info Review Benefits Fees
Starwood Preferred Guest® MasterCard® Credit Card
Starwood Preferred Guest MasterCard Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0.00*
3.5 out of 5

Frequent travelers would cherish a Starwood Preferred Guest Master credit card providing exclusive discounts when visiting one of many Starwood Hotels. All transactions incur fixed interest rates that remain unchanged throughout the membership period.

Info Review Benefits Fees
WorldPoints® MasterCard® Credit Card
WorldPoints MasterCard Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The World Points MasterCard MBNA Canada issued credit card provides a rare opportunity for individuals to receive rewards like never before. You get the right amount of credit and are charged competitive rates.

Info Review Benefits Fees
American Express® AIR MILES® Credit Card
American Express AIR MILES Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0.00*
4.0 out of 5

The American Express Air Miles Credit Card is one of the most premium cards you can have in Canada. As a card-holder, you will not enjoy great interest rates, no annual fee, and reward miles benefits, but affiliate benefits as well.

Info Review Benefits Fees
Priority Club® Platinum MasterCard®
Priority Club Platinum MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.80%*
  • Annual Fee: $0.00*
4.0 out of 5

You can earn Priority Club membership points every single day with this MasterCard from Capital One. Redeem them for hotel stays and enjoy other great benefits as well, thanks to MasterCard's broad spectrum of basic features and exclusive travel benefits.

Info Review Benefits Fees
SmartLine™ Platinum MasterCard
SmartLine Platinum MasterCard
  • Intro APR: 5.99%*
  • Intro APR Period: 36 months*
  • APR: for 3 years - 5.99%*
  • Annual Fee: $0.00*
4.0 out of 5

If you have excellent credit, the SmartLine Platinum MasterCard card is just right for you. It offers low rates on the transactions that matter allowing you save money and even transfer credit from high-interest cards at no extra cost.

Info Review Benefits Fees
Pharmaprix MasterCard® Credit Card
Pharmaprix MasterCard Credit Card
  • Intro APR: 1.99%*
  • Intro APR Period: 6 months*
  • APR: 19.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Pharmaprix is the ideal credit card for the average Canadian resident who wants the freedom a reward credit card charging highly competitive interest rates could bring.

Info Review Benefits Fees
Shoppers MasterCard® Credit Card
Shoppers MasterCard Credit Card
  • Intro APR: 1.99%*
  • Intro APR Period: 6 months*
  • APR: 19.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Shoppers credit card is reserved for Canadian residents only. It offers a rewards program, a 6 month intro period on balance transfers and cheque cash advances coupled with other attractive benefits.

Info Review Benefits Fees
CAA Quebec Platinum MasterCard® Credit Card
CAA Quebec Platinum MasterCard Credit Card
  • Intro APR: 3.99%*
  • Intro APR Period: 6 months*
  • APR: 14.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The CAA Quebec MasterCard credit card charges a highly competitive APR. Holders will participate in a reward program and a midterm intro period applied towards cheque cash advances, and balance transfers.

Info Review Benefits Fees
American Express® Business Gold Rewards Card
American Express Business Gold Rewards Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0.00*
4.5 out of 5

The Business Gold Rewards card is a brilliant credit card designed exclusively for use for businesses, both big and small. With annual bonuses and so many potential reward earning you will be spoilt for choice when it comes to using your membership reward points. This is the credit card for you if you want to run your business smoothly and safely!

Info Review Benefits Fees
Studentawards Credit Card from MBNA Canada
Studentawards Credit Card from MBNA Canada
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 18.99%*
  • Annual Fee: $0.00*
4.5 out of 5

The Studentawards Credit Card from MBNA Canada is a relatively standard credit card that is appropriate for college students. With no annual fee and the ability to earn WorldPoints with every purchase, the benefits are fair, especially in light of the reasonable requirements.

Info Review Benefits Fees
Aspire™ Travel Platinum MasterCard®
Aspire Travel Platinum MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: Prime + 16.80%*
  • Annual Fee: $0.00*
4.0 out of 5

You can get rewarded for everything you buy with the Aspire Travel Platinum MasterCard from Capital One. With lots of reward miles and no annual fee, this is one of the most attractive financial products in Canada.

Info Review Benefits Fees
Smart Cash MasterCard® Credit Card
Smart Cash MasterCard Credit Card
  • Intro APR: 1.99%*
  • Intro APR Period: 10 months on BT*
  • APR: 19.99%*
  • Annual Fee: $0.00*
5.0 out of 5

The Smart Cash MasterCard Credit Card has a low introductory rate and offers a bevy of cash back options. If you live in Canada and want a simple, but competitive card, this might be the one for you.

Info Review Benefits Fees
Delta SkyMiles® Gold MasterCard® Capital One®
Delta SkyMiles Gold MasterCard Capital One
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.80%*
  • Annual Fee: $0.00*
4.5 out of 5

Delta Skymiles already offers a comprehensive rewards program but now with the help of Capital One it just got better. The Delta Skymiles Gold Master Card from Capital One has all the benefits of Skymiles and Master credit card with no annual fee.

Info Review Benefits Fees
Aspire™ Cash Platinum MasterCard®
Aspire Cash Platinum MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: Prime + 16.80%*
  • Annual Fee: $0.00*
4.5 out of 5

You can earn quite a bit of cash back each and every year with the Aspire Cash Platinum MasterCard. The card offers a number of ways to get cash back and no expiry date.

Info Review Benefits Fees



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