No Annual Fee Cards
- Featured No Annual Fee Card : Smart Cash MasterCard® Credit Card
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- 1.99% introductory annual interest rate on balance transfers* and cheque cash advances for 10 months
- Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months
- Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter
- Get up to 1% cash back for all other qualifying net retail purchases
- Feel secure with around-the-clock fraud protection
- Enjoy free online access to your credit card account
- No annual fee* * *
The Smart Cash MasterCard Credit Card has a low introductory rate and offers a bevy of cash back options. If you live in Canada and want a simple, but competitive card, this might be the one for you. Read more...
No annual fee cards are credit cards reserved for individuals who want to avoid paying bulky fees annually. These credit cards still include those features and benefits you'd love to have on a credit card. In most cases, there’s really no difference feature-wise between credit cards intended for a similar market charging an annual fee and those that don't. The following credit cards are those designed to not charge an annual fee throughout the duration of card use. Prior to submitting an application, be sure to check the card agreement as some credit cards start charging a fee after the first 12 months or under certain conditions as described in the agreement. No annual fee cards listed below are reserved for the Canadian market.
No Annual Fee Cards Listing
| Card | Stats | Rated | About | Take Action |
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| Eco-Logique(TM) MasterCard® Credit Card | ||||
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4.5 out of 5 | Consumers interested in lending a helping hand towards the reduction of green house gases will find the Canada Eco-Logique Master Credit Card an exceptional product. APRs are fixed ensuring stability with payments. |
Info Review Benefits Fees |
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| Gold MasterCard® Credit Card - Fixed 9.99% AIR | ||||
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4.5 out of 5 | The Gold Master credit card issued by MBNA Canada is ideal for individuals wishing for a card providing fantastic features. Interest rate on purchase transactions is fixed ensuring cardholders can plan for the long term. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Platinum Plus® Credit Card - 0% for 10 | ||||
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4.5 out of 5 | This Platinum Plus Master Card is the ideal credit card for consumers having good credit. A long term intro period applies in addition to other platinum grade benefits from MBNA Canada, the card issuer. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Platinum Plus® MasterCard® - 1.99% for 10 Months | ||||
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4.5 out of 5 | The Platinum Plus Master credit card serves consumers longing for the special luxury a platinum card can provide. Alongside exclusive benefits and enticing packages, this card comes as ideal for those having good credit. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Sony Card MasterCard® Credit Card | ||||
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4.5 out of 5 | The Sony Card Master card is reserved for individuals who want to earn merchandise as they spend. The card provides easy access to various Sony products through a dedicated e-commerce site. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| WorldPoints® MasterCard® Credit Card | ||||
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4.5 out of 5 | The World Points MasterCard MBNA Canada issued credit card provides a rare opportunity for individuals to receive rewards like never before. You get the right amount of credit and are charged competitive rates. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Pharmaprix MasterCard® Credit Card | ||||
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4.5 out of 5 | The Pharmaprix is the ideal credit card for the average Canadian resident who wants the freedom a reward credit card charging highly competitive interest rates could bring. |
Info Review Benefits Fees |
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| Shoppers MasterCard® Credit Card | ||||
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4.5 out of 5 | The Shoppers credit card is reserved for Canadian residents only. It offers a rewards program, a 6 month intro period on balance transfers and cheque cash advances coupled with other attractive benefits. |
Info Review Benefits Fees |
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| CAA Quebec Platinum MasterCard® Credit Card | ||||
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4.5 out of 5 | The CAA Quebec MasterCard credit card charges a highly competitive APR. Holders will participate in a reward program and a midterm intro period applied towards cheque cash advances, and balance transfers. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| American Express® Business Gold Rewards Card | ||||
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4.5 out of 5 | The Business Gold Rewards card is a brilliant credit card designed exclusively for use for businesses, both big and small. With annual bonuses and so many potential reward earning you will be spoilt for choice when it comes to using your membership reward points. This is the credit card for you if you want to run your business smoothly and safely! |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Studentawards Credit Card from MBNA Canada | ||||
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4.5 out of 5 | The Studentawards Credit Card from MBNA Canada is a relatively standard credit card that is appropriate for college students. With no annual fee and the ability to earn WorldPoints with every purchase, the benefits are fair, especially in light of the reasonable requirements. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Delta SkyMiles® Gold MasterCard® Capital One® | ||||
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4.5 out of 5 | Delta Skymiles already offers a comprehensive rewards program but now with the help of Capital One it just got better. The Delta Skymiles Gold Master Card from Capital One has all the benefits of Skymiles and Master credit card with no annual fee. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Aspire™ Cash Platinum MasterCard® | ||||
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4.5 out of 5 | You can earn quite a bit of cash back each and every year with the Aspire Cash Platinum MasterCard. The card offers a number of ways to get cash back and no expiry date. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Choice Privileges MasterCard® Credit Card | ||||
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4.5 out of 5 | Bonus points are just the beginning with this card from MBNA Canada bank. Whether you like free nights in North America or prefer to travel all over the world, this card is definitely one to carry. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Fusion™ Platinum MasterCard® | ||||
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4.5 out of 5 | The Fusion Platinum MasterCard allows you to earn miles with every purchase. The miles can be used towards cash back, gift cards and travel. There is also a low interest rate and other benefits. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Best Western MasterCard® Credit Card | ||||
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4.0 out of 5 | The Best Western MasterCard credit card is issued by MBNA Canada in conjunction with Best Western International Hotels. With this card you'll receive full benefits and privileges designed for members of this hotel rewards credit card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| American Express® AIR MILES® Credit Card | ||||
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4.0 out of 5 | The American Express Air Miles Credit Card is one of the most premium cards you can have in Canada. As a card-holder, you will not enjoy great interest rates, no annual fee, and reward miles benefits, but affiliate benefits as well. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Priority Club® Platinum MasterCard® | ||||
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4.0 out of 5 | You can earn Priority Club membership points every single day with this MasterCard from Capital One. Redeem them for hotel stays and enjoy other great benefits as well, thanks to MasterCard's broad spectrum of basic features and exclusive travel benefits. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| SmartLine™ Platinum MasterCard | ||||
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4.0 out of 5 | If you have excellent credit, the SmartLine Platinum MasterCard card is just right for you. It offers low rates on the transactions that matter allowing you save money and even transfer credit from high-interest cards at no extra cost. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
Featured Card
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