No Annual Fee Cards
- Featured No Annual Fee Card : Smart Cash MasterCard® Credit Card
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- 1.99% introductory annual interest rate on balance transfers* and cheque cash advances for 10 months
- Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months
- Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter
- Get up to 1% cash back for all other qualifying net retail purchases
- Feel secure with around-the-clock fraud protection
- Enjoy free online access to your credit card account
- No annual fee* * *
The Smart Cash MasterCard Credit Card has a low introductory rate and offers a bevy of cash back options. If you live in Canada and want a simple, but competitive card, this might be the one for you. Read more...
No annual fee cards are credit cards reserved for individuals who want to avoid paying bulky fees annually. These credit cards still include those features and benefits you'd love to have on a credit card. In most cases, there’s really no difference feature-wise between credit cards intended for a similar market charging an annual fee and those that don't. The following credit cards are those designed to not charge an annual fee throughout the duration of card use. Prior to submitting an application, be sure to check the card agreement as some credit cards start charging a fee after the first 12 months or under certain conditions as described in the agreement. No annual fee cards listed below are reserved for the Canadian market.
No Annual Fee Cards Listing
| Card | Stats | Rated | About | Take Action |
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| Eco-Logique(TM) MasterCard® Credit Card | ||||
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4.5 out of 5 | Consumers interested in lending a helping hand towards the reduction of green house gases will find the Canada Eco-Logique Master Credit Card an exceptional product. APRs are fixed ensuring stability with payments. |
Info Review Benefits Fees |
| Read More | ||||
| Gold MasterCard® Credit Card - Fixed 9.99% AIR | ||||
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4.5 out of 5 | The Gold Master credit card issued by MBNA Canada is ideal for individuals wishing for a card providing fantastic features. Interest rate on purchase transactions is fixed ensuring cardholders can plan for the long term. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Cash Back Gold MasterCard® | ||||
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4.5 out of 5 | Earn cash back on every item you purchase, it's that simple with Cash Back Platinum MasterCard with No Hassle Rewards credit card. You no longer have to bother about being restricted to the amount you can earn. Just keep spending and you’ll always earn a competitive annual interest rate. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| SmartLine™ Platinum MasterCard | ||||
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4.0 out of 5 | If you have excellent credit, the SmartLine Platinum MasterCard card is just right for you. It offers low rates on the transactions that matter allowing you save money and even transfer credit from high-interest cards at no extra cost. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Aspire™ Gold MasterCard® | ||||
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4.0 out of 5 | You can get rewarded for everything you buy with the Aspire Gold MasterCard from Capital One. With lots of reward miles and no annual fee, this is one of the most attractive financial products in Canada. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Platinum Plus® MasterCard® Credit Card - 1.99 for 10 | ||||
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3.5 out of 5 | This Platinum Plus Master Card is the ideal credit card for consumers having good credit. A long term intro period applies in addition to other platinum grade benefits from MBNA Canada, the card issuer. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Sony Card MasterCard® Credit Card | ||||
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3.5 out of 5 | The Sony Card Master card is reserved for individuals who want to earn merchandise as they spend. The card provides easy access to various Sony products through a dedicated e-commerce site. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Starwood Preferred Guest® MasterCard® Credit Card | ||||
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3.5 out of 5 | Frequent travelers would cherish a Starwood Preferred Guest Master credit card providing exclusive discounts when visiting one of many Starwood Hotels. All transactions incur fixed interest rates that remain unchanged throughout the membership period. |
Info Review Benefits Fees |
| Read More | ||||
| WorldPoints® MasterCard® Credit Card | ||||
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3.5 out of 5 | The World Points MasterCard MBNA Canada issued credit card provides a rare opportunity for individuals to receive rewards like never before. You get the right amount of credit and are charged competitive rates. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Pharmaprix MasterCard® Credit Card | ||||
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3.5 out of 5 | The Pharmaprix is the ideal credit card for the average Canadian resident who wants the freedom a reward credit card charging highly competitive interest rates could bring. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Shoppers MasterCard® Credit Card | ||||
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3.5 out of 5 | The Shoppers credit card is reserved for Canadian residents only. It offers a rewards program, a 6 month intro period on balance transfers and cheque cash advances coupled with other attractive benefits. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| CAA Quebec Platinum MasterCard® Credit Card | ||||
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3.5 out of 5 | The CAA Quebec MasterCard credit card charges a highly competitive APR. Holders will participate in a reward program and a midterm intro period applied towards cheque cash advances, and balance transfers. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Studentawards Credit Card from MBNA Canada | ||||
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3.5 out of 5 | The Studentawards Credit Card from MBNA Canada is a relatively standard credit card that is appropriate for college students. With no annual fee and the ability to earn WorldPoints with every purchase, the benefits are fair, especially in light of the reasonable requirements. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Best Western MasterCard® Credit Card | ||||
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3.0 out of 5 | The Best Western MasterCard credit card is issued by MBNA Canada in conjunction with Best Western International Hotels. With this card you'll receive full benefits and privileges designed for members of this hotel rewards credit card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||

