Credit Card Review & Application
Pharmaprix MasterCard® Credit Card
- 15,000 bonus after your first purchase
- 25 points for every $1 in purchases at Pharmaprix
- 1.99% annual interest rate (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months
- Around-the-clock fraud protection
- Free online access to your credit card account
- 24-hour customer service
- Chip & PIN technology and PayPass
- No annual fee
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| Intro APR: | 1.99%* |
| Intro Period: | 6 months |
| APR: | 19.99% * |
| Annual Fee: | $0.00* |
| Issuer: | MBNA Canada |
| Card Network: | MasterCard |
| Card Category: | Consumer (Premium) |
| Card Type: | - Co-Branded - Instant Decision Card - Reward Card |
| Credit Needed: | Good* |
The Pharmaprix Master Credit Card issued by MBNA Canada is designed for residents of Quebec interested in a credit card offering reasonable rewards. It is primarily a rewards card awarding cardholders points based on a rewards ratio applicable to almost every spend. Make good use of this card by consolidating those important and big time expenses and you'd be smiling with something to take home sooner than later.
Outside its reward program, the card does not forget the primary purpose of every credit card. That is, giving you enough credit to ensure you don't go broke when cash is most needed. As cardholder, you'll enjoy very competitive APR rates on purchases, cash advances and balance transfers. You get a highly discounted rated of 1.99% on cheque cash advances and balance transfers through a 6 month period. You also enjoy a competitive grace period to pad things up.
As part of extra benefits, all cardholders are entitled to quality customer support available round the clock from any location in the world. There is purchase protection to ensure you can easily swap damaged and stolen goods for up to 90 days after purchase. And the most important benefit of all is fraud protection. These perks come at no additional cost to you.
Additional cards for family and friends are available for a $0 fee. Maintain a watchful eye over expenditure and card charges with online account access. You can also download online statements, add authorized users, and view transactions as they happen (in real time.)
Coming to the rewards program, every cardholder will have an opportunity to partake in this program at no extra cost. The basic rewards ratio is 5 points per $1 spent but expenses at Pharmaprix outlets will award 25 points per $1 spent. New cardholders are to receive 15,000 bonus points after making the first purchase. Points earning is limitless and cardholders gain instant membership into the Pharmaprix Optimum Program. As points continue to gather, you'll be able to apply points earned to useful rewards including 100% discount purchasing on any item at Pharmaprix stores.
The Pharmaprix Master Credit Card does not charge an annual fee. It is an all-in-one card for the average consumer looking for fine rewards.
| Reward Type: | - Universal Reward Cards |
| Reward Unit: | Point |
| Rewards: | - 25 points for every $1 in purchases at Pharmaprix using your Pharmaprix MasterCard when you show your Pharmaprix Card - 5 points for every $1 in purchases anywhere else - 15,000 Bonus Pharmaprix Points |
| Expiration: | None* |
| Yearly Limit: | None* |
| Other Benefits: | See Terms & Conditions of the card |
| Comments: | Before you begin this application, please confirm your eligibility: - You must be a Canadian resident and have a Canadian credit file - You must be of age of majority in your province of residence - Your credit history must be clear of bankruptcies or seriously delinquent accounts |
| Online Account Access: | Yes |
| Introductory APR: | 1.99%* |
| Applied Towards: | Balance Transfer, Cash Advance, Checks |
| Introductory Period: | 6 months* |
| APR on Purchases: | 19.99% * |
| Annual Fee: | $0.00* |
| Grace Period: | 21 days* |
| Late Payment Fee: | $35.00* |
| Over Limit Fee: | $35.00 |
| Balance Transfer: | Yes |
| Transfer Fee (%): | 1.00% |
| Minimum Fee: | $7.50 |
| APR Cash Advances: | 19.99% |
| Cash Advance Fee: | 1.00% |
| Minimum Fee: | $7.50 |
| Additional Fees | Copy of a monthly statement: $2.50 Returned Payment Fee: $35.00 Foreign currency transactions: 2,5% |
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† Published on Dec 1, 2011. Information relating to the Pharmaprix MasterCard Credit Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.
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