Provincial Trust Gold Card

The Provincial Trust Gold Shopping Card grants access to the Provincial Trust Shopping Club Website. The website is loaded with numerous items that individuals using the shopping card may purchase at a discount. The card is available to Canadian residents. Approval is guaranteed subject to meeting preliminary qualification requirements. With no credit checks you don’t need to have good or excellent credit to qualify for this offer. The most important qualification is having a MasterCard or Visa credit/debit card from where charges on the shopping card will be debited. Interested parties who fill out the online application form will receive a response within 60 seconds.

It offers a minimum credit limit of $7,500 ensuring you always have credit to spend even during tough periods when cash is most needed. Regular credit limit increases are also guaranteed. The Provincial Trust Shopping Club Program charges a membership enrolment fee of $189.95. This is a one-time fee but another monthly subscription fee amounting to $7.95 a month is charged thereafter.

Accounts without a transaction within a pre-designated period of time, precisely a twelve-month period, will incur an inactivity fee of $19.95. Cardholders are required to pay a minimum monthly payment of 15% or $25 on the outstanding balance, whichever is greater. Failing to meet the minimum payment shall lead to incurring a $10.00 late fee.

Cash Advances are available to cardholders subject to terms. A cardholder will only qualify for cash advance after a full repayment of merchandise purchases. The cash advance is not expected to exceed 50% of the total amount paid from account opening till the day requested. And a cash advance transaction at any given time cannot exceed $500. Cash Advances do not incur any interest rate.

Cardholders on this shopping card are subject to various benefits. The first obvious is discount spending on the Provincial Trust Shopping Website. An additional benefit is road side assistance allowing you call a dedicated phone number in event something goes wrong on the road.

The Provincial Trust Gold Shopping Card has a short active period of only 12 months from the date of issue. Note that this shopping is neither a Visa nor a MasterCard. It comes on a private card network with acceptance restricted to the Provincial Trust Shopping Club Website and any other disclosed websites.