Credit Card Review & Application
Shoppers MasterCard® Credit Card
- 15,000 Shoppers Optimum Bonus points
- 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers MasterCard when you show your Shoppers Optimum Card
- 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months
- Around-the-clock fraud protection
- Free online access to your credit card account
- 24-hour customer service
- Few design colors to select from
- No annual fee
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| Intro APR: | 1.99%* |
| Intro Period: | 6 months |
| APR: | 19.99% * |
| Annual Fee: | $0.00* |
| Issuer: | MBNA Canada |
| Card Network: | MasterCard |
| Card Category: | Consumer (Premium) |
| Card Type: | - Co-Branded - Instant Decision Card - Reward Card |
| Credit Needed: | Good* |
The Shoppers MasterCard issued by MBNA Canada is perfect shopping card to accompany a consumer who can attribute a substantial part of expenses to shop related transactions. With its reward program, you can have a new beginning in an era of discount purchase, rebates and many more rewards on each spend. Provided the credit limit is not exceeded you'll enjoy a highly competitive APR on purchase transactions with an exclusive intro period reserved for balance transfers and cheque cash advances. Cardholders who decide to take advantage must do so within the first 6 months of card membership to begin earning a 1.99% APR.
On the reward program, interested parties will find a hardly resistible offer. Get 15,000 bonus points just for making a first purchase. With this initial points you can save $25 on your next purchase at the Shoppers Drug Mart. Purchases at the Shoppers Drug Mart attract 25 points on every $1 spent. If you can't make it to the Shoppers Drug Mart quite often, never mind, you can easily compensate for that by earning 5 points on the dollar just about anywhere you spend. From all these opportunities it seems quite easy to rack up points and indeed it is. There is no pre-set limit to the amount of points earnable and cardholders become members in the Shoppers Optimum Program® at no extra cost.
The Shoppers Optimum card does not come with an onslaught of benefits but almost every cardholder will appreciate its benefits given the fact that they come at no extra cost. Fraud protection is a dedicated protection service for the online shopper looking to protect the card account from fraudulent transactions and identity theft. Purchase protection is another shopper's delight. It's a service guaranteeing replacement on purchased items for up to 90 days after purchase if they happen to get stolen or damaged.
With Internet access readily available, you can maintain vigilance over account transactions with real time monitoring on present activities including those attributed to other authorized users. Online statements can be printed out for documentation and budget planning.
The Shoppers Optimum Master Card does not charge an annual fee. It is available to Canadian residents only.
| Reward Type: | - Universal Reward Cards |
| Reward Unit: | Point |
| Rewards: | - 25 points for every $1 in purchases at Shoppers Drug Mart - 15,000 Shoppers Optimum Bonus Points |
| Expiration: | None* |
| Yearly Limit: | None* |
| Other Benefits: | See Terms & Conditions of the card |
| Comments: | Before you begin this application, please confirm your eligibility: - You must be a Canadian resident and have a Canadian credit file - You must be of age of majority in your province of residence - Your credit history must be clear of bankruptcies or seriously delinquent accounts |
| Online Account Access: | Yes |
| Introductory APR: | 1.99%* |
| Applied Towards: | Balance Transfer, Cash Advance, Checks |
| Introductory Period: | 6 months* |
| APR on Purchases: | 19.99% * |
| Annual Fee: | $0.00* |
| Grace Period: | 21 days* |
| Late Payment Fee: | $35.00* |
| Over Limit Fee: | $35.00 |
| Balance Transfer: | Yes |
| Transfer Fee (%): | 1.00% |
| Minimum Fee: | $7.50 |
| APR Cash Advances: | 19.99% |
| Cash Advance Fee: | 1.00% |
| Minimum Fee: | $7.50 |
| Additional Fees | Copy of a monthly statement: $2.50 Returned Payment Fee: $35.00 Foreign currency transactions: 2,5% |
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† Published on Dec 1, 2011. Information relating to the Shoppers MasterCard Credit Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.
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