SmartLine™ Platinum MasterCard

The SmartLine Platinum MasterCard from Capital One is reserved for persons having excellent credit. Once approved you will enjoy low rates on transactions that could save you money. This long term rate applies to purchases and balance transfers. It's like receiving a line of credit this time it's on a credit card. Using the no-fee balance transfer feature you can transfer balance from another card charging higher interest rates. In the long run you get to save a lot of money from card maintenance while taking advantage of credit on your present card. And if you aren't sure just how much you'd get to save, there’s a balance transfer savings calculator to help out.

Cash advance incur a higher but very competitive rate (compared to competing cards). It lets you redraw cash from ATMs accepting or displaying the MasterCard logo, wherever in the world you find yourself you'd always have access to cash.

Extended Warranty grants an extra year to the existing warranty of eligible products purchased. Terms under which you qualify for Common Carrier Travel Accident Insurance (up to $250,000), Auto Rental Insurance, and Purchase Assurance are spelled out in a Certificate of Insurance document you should receive with the card. $0 fraud liability protects you from gaining liability in event an unauthorized transaction is logged on the account. 24/7hr customer support is available. Other platinum benefits from MasterCard are listed in the terms and conditions. With online account access you should be able to track down expenses and download online statements for reference purchases.

Capital One Canada has a unique feature for cardholders who take interest in earning cash back or reward miles. Participation into this program would amount to a yearly fee being charged. On registration, the No Hassle Rewards program would gift you with cash rewards, merchandise, gift cards, and travel benefits as you spend.

Unless you're registered for rewards, you wouldn't incur an annual fee.

The SmartLine Platinum MasterCard from Capital One Canada is one card that serves you right. It gifts you with a very low rate on important transactions ensuring you can save money and keep necessary funds tied to those expenses that matter to you. Do the math and you'd that find this card offers to charge you one of the lowest rates in the market and there's no annual fee.