Universal Rewards Cards
- Featured Universal Rewards Card: Smart Cash MasterCard® Credit Card
-
- 1.99% introductory annual interest rate on balance transfers* and cheque cash advances for 10 months
- Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months
- Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter
- Get up to 1% cash back for all other qualifying net retail purchases
- Feel secure with around-the-clock fraud protection
- Enjoy free online access to your credit card account
- No annual fee* * *
The Smart Cash MasterCard Credit Card has a low introductory rate and offers a bevy of cash back options. If you live in Canada and want a simple, but competitive card, this might be the one for you. Read more...
Universal reward cards have plenty to offer each individual cardholder. These credit cards ensure cardholders who take advantage have something to take home as a gift or reward. There are usually many options for reward and cardholders have a variety of ways through which to accumulate points. Cardholders receive points on all eligible purchase transactions. Some programs will also award points to newly accepted cardholders after making a first purchase. Points earned accrue and are easily verified by taking a look at online or hard-copy statements delivered by mail. Cardholders are exposed to lots of reward options like cash, merchandise, travel rewards and unique experiences. In many cases indecision for which reward one should go for becomes a problem once the right amount of points are available. A number of programs set yearly caps restricting cardholders from earning points beyond the limit.
Universal Rewards Cards Listing
| Card | Stats | Rated | About | Take Action |
|---|---|---|---|---|
| Eco-Logique(TM) MasterCard® Credit Card | ||||
 |
|
4.5 out of 5 | Consumers interested in lending a helping hand towards the reduction of green house gases will find the Canada Eco-Logique Master Credit Card an exceptional product. APRs are fixed ensuring stability with payments. |
Info Review Benefits Fees |
| Read More | ||||
| Sony Card MasterCard® Credit Card | ||||
|
|
4.5 out of 5 | The Sony Card Master card is reserved for individuals who want to earn merchandise as they spend. The card provides easy access to various Sony products through a dedicated e-commerce site. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| WorldPoints® MasterCard® Credit Card | ||||
|
|
4.5 out of 5 | The World Points MasterCard MBNA Canada issued credit card provides a rare opportunity for individuals to receive rewards like never before. You get the right amount of credit and are charged competitive rates. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Pharmaprix MasterCard® Credit Card | ||||
 |
|
4.5 out of 5 | The Pharmaprix is the ideal credit card for the average Canadian resident who wants the freedom a reward credit card charging highly competitive interest rates could bring. |
Info Review Benefits Fees |
| Read More | ||||
| Shoppers MasterCard® Credit Card | ||||
 |
|
4.5 out of 5 | The Shoppers credit card is reserved for Canadian residents only. It offers a rewards program, a 6 month intro period on balance transfers and cheque cash advances coupled with other attractive benefits. |
Info Review Benefits Fees |
| Read More | ||||
| American Express® Business Gold Rewards Card | ||||
|
|
4.5 out of 5 | The Business Gold Rewards card is a brilliant credit card designed exclusively for use for businesses, both big and small. With annual bonuses and so many potential reward earning you will be spoilt for choice when it comes to using your membership reward points. This is the credit card for you if you want to run your business smoothly and safely! |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Studentawards Credit Card from MBNA Canada | ||||
|
|
4.5 out of 5 | The Studentawards Credit Card from MBNA Canada is a relatively standard credit card that is appropriate for college students. With no annual fee and the ability to earn WorldPoints with every purchase, the benefits are fair, especially in light of the reasonable requirements. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Aspire™ Travel World MasterCard® | ||||
|
|
4.5 out of 5 | The Aspire Travel World MasterCard from Capital One offers many benefits to customers in Canada. With double points on everything you buy, you can quickly earn points towards airfare, gift cards, and even cash rebates! |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Delta SkyMiles® World MasterCard® Capital One® | ||||
|
|
4.5 out of 5 | The Delta Skymiles World MasterCard from Capital One lets you get those Delta miles you love even faster. Every purchase brings you one step closer to whatever you have earmarked the miles for. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Delta SkyMiles® Gold MasterCard® Capital One® | ||||
|
|
4.5 out of 5 | Delta Skymiles already offers a comprehensive rewards program but now with the help of Capital One it just got better. The Delta Skymiles Gold Master Card from Capital One has all the benefits of Skymiles and Master credit card with no annual fee. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Aspire™ Cash Platinum MasterCard® | ||||
|
|
4.5 out of 5 | You can earn quite a bit of cash back each and every year with the Aspire Cash Platinum MasterCard. The card offers a number of ways to get cash back and no expiry date. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Fusion™ Platinum MasterCard® | ||||
|
|
4.5 out of 5 | The Fusion Platinum MasterCard allows you to earn miles with every purchase. The miles can be used towards cash back, gift cards and travel. There is also a low interest rate and other benefits. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Priority Club® World MasterCard® | ||||
|
|
4.5 out of 5 | This MasterCard, from Capital One, gives you more options for earning rewards points, but it also allows you to take advantage of several other benefits including those provided by MasterCard. This includes not only rewards, but also various kinds of insurance. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| American Express® AIR MILES® Credit Card | ||||
|
|
4.0 out of 5 | The American Express Air Miles Credit Card is one of the most premium cards you can have in Canada. As a card-holder, you will not enjoy great interest rates, no annual fee, and reward miles benefits, but affiliate benefits as well. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| American Express® AIR MILES® Platinum Credit Card | ||||
|
|
4.0 out of 5 | This AMEX Bank of Canada credit card is dedicated to frequent travelers in Canada. It offers a travellers program to reward you on each spend with options redeem miles earned for various benefits. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Aspire™ Travel Platinum MasterCard® | ||||
|
|
4.0 out of 5 | You can get rewarded for everything you buy with the Aspire Travel Platinum MasterCard from Capital One. With lots of reward miles and no annual fee, this is one of the most attractive financial products in Canada. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Aspire™ Cash World MasterCard® | ||||
|
|
4.0 out of 5 | There is finally a card that offers cash back - and a lot of it. The Aspire Cash World MasterCard allows you to earn cash with every purchase that doesn't expire. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Cash Gold MasterCard® | ||||
|
|
4.0 out of 5 | The Cash Gold MasterCard review is designed for those looking for their first credit card. It offers a guaranteed access to credit and there are various alerts for people to stay on track with their expenses. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
Featured Card
* * *