WorldPoints® MasterCard® Credit Card

WorldPoints Master Credit Card is the perfect credit card for individuals who spend frequently. It's a reciprocal credit card earning rewards for cardholders on almost every purchase. Points are earned on a one for one basis with each eligible purchase attracting 1 point per $1 spent. New cardholders are rewarded with 1,000 points after making the first purchase. All transactions including purchases, balance transfers, and cash advances incur highly competitive interest rates. Cardholders do not incur an annual fee.

The advantage of using a taking advantage of the WorldPoints program is its ability to earn rewards in little or no time. Cardholders who can amass just 1,000 points will reach the minimum required for redeeming rewards. Those rewards available at this level include gift cards of reputable shops, gas outlets, restaurants and cinemas. As points continue to gather, the cardholder becomes eligible for more rewards such as international or domestic travel with participating airlines (air travel comes with no blackout dates or seat restrictions), accommodation at top-class hotels, car rentals, cruises and more. The WorldPoints site has an array of potential rewards for each cardholder to look up to and save towards. Points earned could also be redeemed for cash. There’s almost no limit to how much is earnable but frequent spenders will collect points faster than everyone else.

Online account access is made available to complement the hard-copy statements received periodically. Using a secured connection, cardholders may access the card account at any time of day where they'll get informed of the card balance, points earned and transactions regarding the card account. Online bill pay comes with the package allowing cardholders schedule recurring bills with ease.

World Points Master Credit Card is right for individuals who enjoy receiving rewards as they spend. It's an all in one card providing something for everyone no matter what their interests are.

Intending applicants must reside in Canada. MBNA Canada restricts qualified applicants to only those who have a combined annual household income exceeding $35,000. Those having good or excellent credit have much higher chances of getting approved. Applicants turned down may be considered for a preferred card which is upgraded to this credit card at the bank's discretion.