Credit Card Review & Application

American Express AeroplanPlus Card

4.5

out of 5

- Earn 5,000 Bonus Aeroplan®* Miles after your first use of an approved Card
- Earn 1 Aeroplan Mile for every $1 in Card purchases
- Earn Aeroplan Miles twice at over 150 Aeroplan Partners
- Supplementary AeroplanPlus Cards are FREE for the first year, $20 each annually thereafter
- No annual fee for the first year. A value of $60
- Travel to more than 1,000 destinations in more than 180 countries worldwide with Air Canada and Star Alliance Member AirlinesTM**
- In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, experiential rewards, merchandise and more
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Conditions apply



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: See terms *
Annual Fee: N/A*
Card Issuer: Amex Bank of Canada
Card Network: American Express
Card Category: Consumer (Regular)
Card Type: - Charge Card
- Instant Decision Card
- Reward Card
Credit Needed: Good*

The American Express AeroplanPlus Card gives card gives cardholders the basic features and benefits of an American Express charge card, but it does have an added perk and that is the Aeroplan miles that are earned as the card is used.

The Aeroplan miles are earned through regular spending, such as receiving one mile for every $1 in purchases. There is also the opportunity to earn double miles when making purchases through any of the participating Aeroplan partners when the card is in good standing.

When miles are received, they can be used to travel to hundreds of destinations all around the world via partner airlines. There are also ways in which miles can be earned when traveling to specific destinations. When traveling on one of the selected airlines, cardholders can choose from Economy or Executive Class seats when they have received ClassicPlus Flight Rewards.

ClassicPlus Flight Rewards give cardholders access to any available seat on Air Canada and Air Canada Express flights. In addition to acquiring the best seats on the plane, cardholders are able to redeem Aeroplan miles for car rentals, hotel stays, vacation packages, merchandise, and experiential rewards.

If a cardholder knows of a friend who would benefit from the many travel rewards of the AeroplanPlus, bonus miles can be given for an approved referral. A cardholder can refer as many friends as they wish, as there is no limit to the number of referrals. However, American Express states that referrals must be individuals known to the cardholder and not unknown individuals. Cardholders are not notified of whether or not a referral has been approved for the card, but the additional miles will show on the account when applied because of the approval. It is imperative that referrals apply for the card they are referred to. If they apply for another card, the referral bonus could vary. Recipients of referral program rewards should expect to wait up to 10 weeks for reward miles to appear on their statement.

When traveling, cardholders can travel with more confidence because of complimentary travel insurance benefits and travel emergency assistance. Because it is difficult to know when an emergency is going to happen, it is good to be prepared and American Express does that through this card. Where most individuals have to purchase their travel insurance separately, American Express automatically provides it with this charge card. The benefits go into effect when the plane, train, bus, or ship tickets are charged to the card. Tickets can be booked for the cardholder, as well as the cardholder's children, spouse, or other supplementary cardmember. These individuals are also covered under the travel insurance.

For cardholders that like to be entertained, there is also exclusive entertainment access, such as reserved seating and the ability to purchase tickets to an event before they go on sale to the public. This allows for exclusive access to public events that have a tendency to sell out. For the shopper, there is the Buyer's Assurance Protection Plan that doubles the manufacturer's warranty of products bought with the card. There is also the Purchase Protection Plan that insures eligible purchases against theft and accidental damage.

It is obvious that the AeroplanPlus lives up to the hype. With World Class Service that starts with 24/7 customer service so that cardholders can receive the information they need when they need it, this card adds to its uniqueness. Other services include emergency card replacement no matter where the cardholder is and fraud protection.
Fraud protection keeps cardholders from being responsible for fraudulent charges on their account. As long as a cardholder has taken reasonable measures to protect their card information, American Express will not hold them responsible.

The account is also easy-to-manage. In order to effectively manage the account, American Express offers cardholders online account management. Statements can be checked and cardholders can receive account alerts, pay off the balance, and also set up account alerts so that they know what is happening within their account when they are on the go. But in order to take advantage of all of this, an individual must qualify.

To qualify for this card and all of the freedom it gives travelers, an applicant must be a Canadian resident with a Canadian credit file, must be of age to establish such a credit account, there should be no bankruptcy filing in the past 7 years, and minimum income requirements must be met.

Keep in mind that this is a charge card, which means that the balance has to be paid in full every month. If the balance is not paid in full, there is an annual interest rate that applies. To avoid the finance charge, the balance must be paid in full by the next monthly statement.

Disclaimer: This content is not provided or commissioned by American Express Canada. Opinions expressed here are author's alone, not those of AMEX Canada, and have not been reviewed, approved or otherwise endorsed by American Express Canada.


The review prepared by

Reward Types: - Airline Reward Cards
- Other Reward Cards
- Travel Reward Cards
Reward Unit: Miles
Rewards: - 5,000 Bonus Aeroplan®* Miles after your first use of an approved Card
- 1 Aeroplan Mile for every $1 in Card purchases
- Aeroplan Miles twice at over 150 Aeroplan Partners
- Supplementary AeroplanPlus Cards are FREE for the first year, $20 each annually thereafter
Expiration: None*
Yearly Limit: None*
Other Benefits: - $250,000 Travel Accident Insurance
- Travel Emergency Assistance
- Front Of The Line®
- Reserved Seating
- 24/7 Customer Service
- Emergency Card Replacement
- Fraud Protection Guarantee
- Manage your account online
- Buyer's Assurance® Protection Plan
- Purchase Protection® Plan
Comments: *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

To save time, make sure you can say yes to the following before applying for the American Express AeroplanPlus Card.
- You are a Canadian resident and have a Canadian credit file.
- You are of the age of majority in the province or territory where you live.
- You have an annual personal income of $20,000 or more.
- In the past 7 years, you have not filed for bankruptcy.
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: See terms *
Annual Fee: N/A*
Grace Period: None*
Late Payment Fee: N/A*
Balance Transfer: Yes
We do not offer online application for this card at the moment.


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† Published on Aug 7, 2015. Information relating to the American Express AeroplanPlus Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.




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