Credit Card Review & Application

Provincial Trust Gold Card

4.0

out of 5

The Card is NOT available for application
- 0% APR Fixed Forever
- Guaranteed Approval Card
- No Credit Check
- $7500 Credit Line (credit line increase available)
- Up to $500 Cash Advance option
- Card to improve your credit score



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 0.00% (fixed)*
Annual Fee: N/A*
Card Issuer: Other Issuers
Card Network: Other Networks
Card Category: Consumer (Shopping)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Shopping Card
Credit Needed: Bad Credit OK*

The Provincial Trust Gold Shopping Card grants access to the Provincial Trust Shopping Club Website. The website is loaded with numerous items that individuals using the shopping card may purchase at a discount. The card is available to Canadian residents. Approval is guaranteed subject to meeting preliminary qualification requirements. With no credit checks you don’t need to have good or excellent credit to qualify for this offer. The most important qualification is having a MasterCard or Visa credit/debit card from where charges on the shopping card will be debited. Interested parties who fill out the online application form will receive a response within 60 seconds.

It offers a minimum credit limit of $7,500 ensuring you always have credit to spend even during tough periods when cash is most needed. Regular credit limit increases are also guaranteed. The Provincial Trust Shopping Club Program charges a membership enrolment fee of $189.95. This is a one-time fee but another monthly subscription fee amounting to $7.95 a month is charged thereafter.

Accounts without a transaction within a pre-designated period of time, precisely a twelve-month period, will incur an inactivity fee of $19.95. Cardholders are required to pay a minimum monthly payment of 15% or $25 on the outstanding balance, whichever is greater. Failing to meet the minimum payment shall lead to incurring a $10.00 late fee.

Cash Advances are available to cardholders subject to terms. A cardholder will only qualify for cash advance after a full repayment of merchandise purchases. The cash advance is not expected to exceed 50% of the total amount paid from account opening till the day requested. And a cash advance transaction at any given time cannot exceed $500. Cash Advances do not incur any interest rate.

Cardholders on this shopping card are subject to various benefits. The first obvious is discount spending on the Provincial Trust Shopping Website. An additional benefit is road side assistance allowing you call a dedicated phone number in event something goes wrong on the road.

The Provincial Trust Gold Shopping Card has a short active period of only 12 months from the date of issue. Note that this shopping is neither a Visa nor a MasterCard. It comes on a private card network with acceptance restricted to the Provincial Trust Shopping Club Website and any other disclosed websites.


The review prepared by

Other Benefits: - Roadside Assistance
* See Terms & Conditions of the Card
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 0.00% (fixed)*
Annual Fee: N/A*
Grace Period: N/A*
Max Credit Line: $7,500
Late Payment Fee: $10.00*
Balance Transfer: No
Additional Fees - Membership Fee: $129.95
- Monthly Maintenance Fee: $19.95
- Inactivity Fee: $19.95
- Returned Check Fee: $30.00
- Returned ACH Debit and Credit Cards: $30.00
We do not offer online application for this card at the moment.


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† Published on May 23, 2011. Information relating to the Provincial Trust Gold Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.




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