Card Review & Application


out of 5

- Earn up to 10,000 bonus Scene+ points within your first year.1 Offer ends 30 April 2023
- Earn 2x Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at
- Earn 2X Scene+ points for each dollar charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voila by Sobeys, Voila by IGA, Voila by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marches Tradition, Rachelle Bery, and Co-Op.
- Earn 1 Scene+ point for every $1 you spend on your everyday eligible credit card purchases
- Redeem Scene+™* points for travel, shopping, entertainment, dining, banking, and more.
- Free supplementary cards

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 19.99% *
Annual Fee: $0*
Card Issuer: Scotiabank
Card Network: VISA
Card Category: Consumer (Regular)
Card Type: - Build Credit
- Every Day Purchases
- Instant Decision
- New to Credit
- Sign-Up Bonus
- Reward Card
Credit Needed: Good*

The SCENE Visa credit card is one of the newer credit card offers on the market today. Designed for film coinsurers, this credit card offer delivers an impressive points program that targets those who love watching life unfold on the silver screen. Earning SCENE points is easy, too. In fact, after your first purchase, you'll notice 5,000 bonus points applied to your account. Wondering what that equates to? How about 4 free movie passes?

While it's targeted towards younger people and those enjoying their college days, this Visa offer brings comparable benefits found in Mom and Dad's credit cards, including no annual fee. No worries about unrealistic methods of collecting rewards points, either. The Scene card is designed to be simpler with straight avenues for card holders in terms of their rewards points. The primary target is those who love a great movie at their favorite participating Cineplex Entertainment theatre.

It's simply a great financial choice for college kids and other young people who may not be ready for the more intricate credit card offers on the market today. Every purchase means one point for every dollar spent. Plus, for every dollar spent at Cineplex Entertainment theaters, users will earn 5 points.

Another great benefit is the black Scene membership card. Simply show your card when purchasing movie tickets or when you purchase concession combos and earn more points. You can even redeem your Scene points as well. When you use your black Scene membership card within the first 90 days, you'll see an additional 250 bonus points applied to your account. When you purchase DVDs, Blu Rays and even the new digital movie downloads at the online Cineplex store, you'll earn additional bonus points. Purchase your Cineplex tickets using the handy Cineplace app, you'll earn another 20 bonus points.

By the way, not only will you earn bonus points at the concession stands, you'll always enjoy a 10 percent discount, too. The apps are funky, functional and easy to use. Users can even calculate their points either online or via the app. Wondering how many points you need for next weekend's premiere of the latest Hollywood blockbuster? Log into the Scene website and find everything you need at your fingertips - including pre purchasing your tickets. They're available for download on Androids, iPads, BlackBerry and iPhone. Users love the different contests and promotions.

Want more? Take advantage of the many promos, including text sweepstakes, additional savings during the week, milestone bonus points and the exclusive Peel and Pop scratch off cards. With a lower redemption threshold than many of its competitors, card holders see their rewards pay off much faster. Remember, points never expire. This is a great offer for young people looking to get their credit established, but who also enjoy a great film. Parents like the idea of a card offer that has no annual fee and a straightforward terms and conditions policy.

The card itself delivers a fresh, contemporary look and feel and the Visa logo offers its own suite of protections for card members. Choose from three great designs and use your ScotiaBank Scene with confidence.

There's no doubt this credit card offer comes with many perks and benefits, but there are more practical considerations. There's no annual fee and the interest rates are competitive in today's market. The best benefit with any credit card offer is the bank behind the offer. ScotiaBank has consistently ranked high in customer satisfaction in Canada. Customer loyalty is a priority for this bank as it touts more than 10 million customers in 50 countries. With a foundation based on traditional account based offerings focused on customer satisfaction, this financial institution has never lost sight of what matters - and that certainly extends to its credit card offerings. At a time when consumers are looking for a financial partner, rather than a credit card or bank account, ScotiaBank has delivered consistently, year after year.

The customer service team is efficient, friendly and is empowered to make decisions with the customer. This lends itself to a more strategic and certainly a stronger relationship. With this streamlined focus, consumers who become customers tend to keep their loyalties with ScotiaBank. Ready to apply for your own Scene Visa credit card? Be sure to review terms and conditions and if you have any questions, contact the friendly customer service team today.

The review prepared by

Reward Types: - Other Rewards
- Universal Rewards
Reward Unit: Point
Rewards: - 10,000 bonus SCENE points with your first $750 in everyday purchases in first 3 months†
- 1 SCENE point for every $1 you spend on credit card purchases
- 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at
Expiration: None*
Yearly Limit: None*
Other Benefits: - Easy Access
- Visa payWave
- Specia discounts at AVIS Car Rentals
- Scotia Credit Card Protection
- My Mobile Valet
*See terms and conditions of the card for other benefits
Comments: To apply for the Scene Visa credit card you must:

- Be a Canadian Citizen or Landed Immigrant
- Have reached the age of majority in your province/territory (18 years in AB, MB, ON, PE, QC, SK. 19 years in all others)
- Not have declared bankruptcy in the past seven years
- Have a minimum gross monthly income of $1,000 unless you are applying for a student VISA card

Promotion's Legal Reference:

To be eligible for the 2,000 bonus points offer (the "Offer"), you must have at least $500 in net purchases (purchases less returns, refunds or other similar credits) posted to your SCENE Visa account ("Account") in the first 3 months from the Account open date. The bonus points will be awarded within 2-3 business days of the completion of the $500 in purchases. Only one welcome bonus is awarded per SCENE Visa Account. In cases where both the primary and supplementary cardholders are SCENE members, the bonus points will be credited to the SCENE membership account that has been connected to the SCENE visa card. Offer applies to a new Account only opened by defined date (the "Offer End Date") (See card website for details). Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer. Offer not applicable to SCENE Student Visa card.
Credit Reporting: Yes
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 19.99% *
Annual Fee: $0*
Grace Period: See Terms*
Min Credit Line: $500
Late Payment Fee: N/A*
Balance Transfer: Yes
APR on Balance Transfer (%): 22.99%
Transfer Fee (%): 5.00%
Minimum Fee: $3.50
APR Cash Advances: 22.99%
Minimum Fee: $8.00
Additional Fees Foreign Currency Conversion: 2.5%
Dishonored Payment Fee: $48
Penalty APR: N/A
Late Fee: N/A
Minimum Payment Due: N/A
Return Payment Fee: $48
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* Published on Dec 3, 2022. Information relating to the Scotiabank SCENE Visa Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.

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