Credit Card Review & Application

4.5

out of 5

- Receive 15,000 bonus More Rewards points when you make your first purchase in 2 months◊
- Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
- Earn 4 points for every $1 on other purchases everywhere else
- There's no limit to the number of points you can earn
- Rates, fees and other information are effective as of the publication date. Subject to change.



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 19.99% *
Annual Fee: $0*
Card Issuer: Scotiabank
Card Network: VISA
Card Category: Consumer (Shopping)
Card Type: - Instant Decision Card
- Low Interest Credit Card
- Shopping Card
- Reward Card
Credit Needed: Good*

See Terms and Conditions of Scotiabank More Rewards VISA credit card for more benefits, features, and other fees.

The review prepared by

Reward Types: - Merchandise Reward Cards
- Other Reward Cards
- Travel Reward Cards
- Universal Reward Cards
Reward Unit: Point
Rewards: - Receive 15,000 bonus More Rewards points when you make your first purchase in 2 months◊
- 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
- 4 points for every $1 on other purchases everywhere else
- There's no limit to the number of points you can earn and more
Expiration: None*
Yearly Limit: None*
Other Benefits: *See terms and conditions of the card for other benefits
Comments: The 15,000 More Rewards points offer is only available for a new Scotiabank More Rewards Visa Account (the "Account") approved between the defined dates (the "Offer Period") - see website for details. The 15,000 bonus points will be awarded if a first purchase is made on the new Account within the first 90 days of the Account opening date. Duplicate applications are not eligible for this bonus points offer. One bonus points offer per customer. Bonus points will be awarded to the applicable More Rewards account within 30 days of the first purchase. This Bonus points offer is limited to one Account opening during the Offer Period per More Rewards membership. In cases where there are both primary and secondary More Rewards Visa Account cardholders, the 15,000 bonus points will be credited to the More Rewards membership account of the primary or secondary cardholder making the first purchase on the new Account within the first 90 days of the Account opening date. Offer may be extended, changed or cancelled at any time without notice. More Rewards points and the More Rewards program is owned and operated by Overwaitea Food Group Limited Partnership. For complete details about the More Rewards Program visit www.morerewards.ca. The Bank of Nova Scotia is not responsible for the Program including More Rewards points.
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 19.99% *
Annual Fee: $0*
Grace Period: See Terms*
Late Payment Fee: N/A*
Over Limit Fee: $29.00
Balance Transfer: Yes
APR on Balance Transfer (%): 22.99%
APR Cash Advances: 22.99%
Additional Fees Foreign Currency Conversion fee: 2.5%
Cash-like transaction fee: $ 4.00
Dishonoured Payment Fee: $48
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† Published on Nov 2, 2018. Information relating to the Scotiabank More Rewards VISA Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.




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