- Affinity Cards:
Affinity cards are issued in conjunction with a company or organization wishing to provide unique benefits to its customers. These credit cards are available to Canadian residents who met the initial qualification requirements set forth in each cards' agreement. One reason to go for an affinity card would be the numerous benefits cardholders will receive. Benefits range from simple discounts on purchases, to more expensive rewards and gift items awarded to those who spend frequently. An affinity card provides the right opportunity for loyal customers to get rewarded as they spend. Cardholders make everyday purchases just like a normal credit card, the only difference been the privilege to earn bonuses with participating merchants and retailers. It pays to go through the terms and conditions before applying for a credit card.