Card Review & Application


out of 5

- Build credit while spending money
- 3 options pack for credit building
- Reports to both Credit Bureaus
- Minimum deposit of $200 is required
- Low monthly maintenance fee
- Issued by Digital Commerce Bank

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 17.99% (variable)*
Annual Fee: $12.95*
Card Issuer: Digital Commerce Bank
Card Network: VISA
Card Category: Consumer (Secured)
Card Type: - Build Credit
- EMV Chip
- Guaranteed Approval
- New to Credit
- No Credit
- Reward Card
Credit Needed: Bad Credit OK*

See the Terms and Conditions of the Refresh Financial Secured Visa for more benefits, features, and other fees.

The review prepared by

Rewards: - 5000 Rewards Points points on signup
- Get Plastk Reward Points on everyday purchases
- redeem your rewards points for Statement Credits, Gift Cards, Merchandise, Travel, Charity, and more.
Expiration: None*
Yearly Limit: None*
Credit Reporting: Yes
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 17.99% (variable)*
Annual Fee: $12.95*
Grace Period: 21 days*
Min Finance Charge: 2.00%
Min Credit Line: $200
Max Credit Line: $10,000
Late Payment Fee: N/A*
Balance Transfer: No
APR Cash Advances: 17.99%
Additional Fees - Maintenance fee: $3/month
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* Published on Mar 14, 2023. Information relating to the Refresh Financial Secured Visa Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.

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