Card Review & Application
Refresh Financial Secured Visa® Card
- Build credit while spending money
- 3 options pack for credit building
- Reports to both Credit Bureaus
- Minimum deposit of $200 is required
- Low monthly maintenance fee
- Issued by Digital Commerce Bank
| Introductory APR: | N/A* |
| Introductory Period: | N/A |
| APR on Purchases: | 17.99% (variable)* |
| Annual Fee: | $12.95* |
| Card Issuer: | Digital Commerce Bank |
| Card Network: | VISA |
| Card Category: | Consumer (Secured) |
| Card Type: | - Build Credit - EMV Chip - Guaranteed Approval - New to Credit - No Credit - Reward Card |
| Credit Needed: | Bad Credit OK* |
See the Terms and Conditions of the Refresh Financial Secured Visa for more benefits, features, and other fees.
The review prepared by CreditCardsCo™ Canada
| Rewards: | - 5000 Rewards Points points on signup - Get Plastk Reward Points on everyday purchases - redeem your rewards points for Statement Credits, Gift Cards, Merchandise, Travel, Charity, and more. |
| Expiration: | None* |
| Yearly Limit: | None* |
| Credit Reporting: | Yes |
| Online Account Access: | Yes |
| 100% Guarantee Approval: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases: | 17.99% (variable)* |
| Annual Fee: | $12.95* |
| Grace Period: | 21 days* |
| Min Finance Charge: | 2.00% |
| Min Credit Line: | $200 |
| Max Credit Line: | $10,000 |
| Late Payment Fee: | N/A* |
| Balance Transfer: | No |
| APR Cash Advances: | 17.99% |
| Additional Fees | - Maintenance fee: $3/month |
| Apply Now |
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* Published on Mar 14, 2023. Information relating to the Refresh Financial Secured Visa Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.


