Card Review & Application


out of 5

- Build credit while spending money
- 3 options pack for credit building
- Reports to both Credit Bureaus
- Minimum deposit of $200 is required
- Low monthly maintenance fee
- Issued by Digital Commerce Bank

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 17.99% (variable)*
Annual Fee: $12.95*
Card Issuer: Other Issuers
Card Network: VISA
Card Category: Consumer (Secured)
Card Type: - Build Credit
- EMV Chip
- Guaranteed Approval
- New to Credit
- No Credit
- Reward Card
Credit Needed: Bad Credit OK*

See the Terms and Conditions of the Refresh Financial Secured Visa for more benefits, features, and other fees.

The review prepared by

Rewards: - 5000 Rewards Points points on signup
- Get Plastk Reward Points on everyday purchases
- redeem your rewards points for Statement Credits, Gift Cards, Merchandise, Travel, Charity, and more.
Expiration: None*
Yearly Limit: None*
Comments: Equifax Canada Co. ("Equifax") is a registered Canadian credit bureau that maintains your Canadian consumer credit file, which has been used by Plastk Financial & Rewards Inc. as permitted by you, to provide you with your educational Equifax credit score. The Equifax credit score provided here is current as of the date indicated by Plastk Financial & Rewards Inc.
Credit Reporting: Yes
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 17.99% (variable)*
Annual Fee: $12.95*
Grace Period: 21 days*
Min Finance Charge: 2.00%
Min Credit Line: $200
Max Credit Line: $10,000
Late Payment Fee: N/A*
Balance Transfer: No
APR Cash Advances: 17.99%
Additional Fees - Maintenance fee: $3/month
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* Published on May 17, 2022. Information relating to the Refresh Financial Secured Visa Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.

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