Featured Points Rewards Card: Refresh Financial Secured Visa® Card

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• Rated: 4.5 out of 5
• Intro APR: N/A*
• Regular APR: 17.99% (V)*
• Annual Fee: $12.95*
• Apply
• Review

- Build credit while spending money
- 3 options pack for credit building
- Reports to both Credit Bureaus
- Minimum deposit of $200 is required
- Low monthly maintenance fee
- Issued by Digital Commerce Bank

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Refresh Financial Secured Visa card is designed to establish and build your credit. The card comes with $200 - $10,000 secured credit which should be added to Refresh as a deposit. All credit activities are reported to both credit bureaus on monthly basis and help to improve your credit until you can apply for an unsecured credit card. The Refresh Secured card has annual and monthly maintenance fees. Read more...

The following credit cards are designed for consumers looking to earn rewards as they spend. Points based rewards programs are very helpful as members can take part in a lot of features made available. Eligible purchase transactions receive points based on the value of items purchased. Points continue to accumulate till a member has enough to redeem rewards. Persons wishing to participate and gain extensively from a rewards program should make timely balance repayments a priority as card members with overdue payments are often restricted from redeeming points. Many programs will ensure members posting late payments forfeit points earned. It's good to know points earned will expire if unredeemed over a period of time except where the rewards program clearly states a no expiration policy. Points rewards cards listed below are for the Canadian market.