Points Rewards Cards

Featured Points Rewards Card: Refresh Financial Secured Visa® Card
  • Refresh Financial Secured Visa Card
  • Rated: 4.5 out of 5
  • Intro APR: N/A*
  • Regular APR: 17.99% (V)*
  • Annual Fee: $12.95*

- Build credit while spending money
- 3 options pack for credit building
- Reports to both Credit Bureaus
- Minimum deposit of $200 is required
- Low monthly maintenance fee
- Issued by Digital Commerce Bank

* * *

Refresh Financial Secured Visa card is designed to establish and build your credit. The card comes with $200 - $10,000 secured credit which should be added to Refresh as a deposit. All credit activities are reported to both credit bureaus on monthly basis and help to improve your credit until you can apply for an unsecured credit card. The Refresh Secured card has annual and monthly maintenance fees. Read more...

The following credit cards are designed for consumers looking to earn rewards as they spend. Points based rewards programs are very helpful as members can take part in a lot of features made available. Eligible purchase transactions receive points based on the value of items purchased. Points continue to accumulate till a member has enough to redeem rewards. Persons wishing to participate and gain extensively from a rewards program should make timely balance repayments a priority as card members with overdue payments are often restricted from redeeming points. Many programs will ensure members posting late payments forfeit points earned. It's good to know points earned will expire if unredeemed over a period of time except where the rewards program clearly states a no expiration policy. Points rewards cards listed below are for the Canadian market.



Points Rewards Cards Listing

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Scotiabank Red American Express Card
Scotiabank Red American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

Issued by Scotiabank Canada the Scotiabank American Express Credit Card features bonus points, travel insurance and premium AMEX card benefits.

Info Review Benefits Fees
Plastk Secured Visa
Plastk Secured Visa
  • Intro APR: 0%
  • Intro APR Period: 3 months*
  • APR: 17.99% (V)*
  • Annual Fee: $48*
4.5 out of 5

Issued by Digital Commerce Bank, the Plastk Secured Visa card offers premium rewards, bonus cash back, intro rate, credit reporting, and helps build or rebuild credit score.

Info Review Benefits Fees
ScotiaGold Passport® Visa® Card
ScotiaGold Passport Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $110*
5.0 out of 5

The ScotiaGold Passport VISA is designed for those who love a great rewards program. With a minimum $5,000 limit, competitive interest rates and an affordable annual fee, this is one credit card offer that delivers.

Info Review Benefits Fees
Scotiabank Platinum American Express® Card
Scotiabank Platinum American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99% (V)*
  • Annual Fee: $399*
4.5 out of 5

Issued by Scotiabank Canada the Scotiabank Platinum American Express Credit Card features 60,000 bonus points, premium travel insurance, and prestige travel benefits.

Info Review Benefits Fees
Scotiabank® Rewards VISA® Credit Card
Scotiabank Rewards VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
4.0 out of 5

The Scotiabank Rewards Visa credit card allows you to earn rewards for using the card. The points that are earned can be used for merchandise, gift cards, and much more. In addition to a competitive interest rate, grace period, and competitive fees, it is a card that gives spending power.

Info Review Benefits Fees



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