No Annual Fee Cards

Featured No Annual Fee Card : Tangerine® Money Back Credit Card
  • Tangerine Money Back Credit Card
  • Rated: 4.5 out of 5
  • Intro APR: N/A*
  • Regular APR: 19.95%*
  • Annual Fee: $0*

- No annual fee
- No limit on the amount of Money-Back Rewards earned
- 2% Rewards in Client's chosen categories
- Clients can change their 2% Money-Back Categories to suit their spending
- Clients who have their rewards deposited to a Tangerine savings Account can get a 3rd 2% Money-Back Category
- A standard annual interest rate of 19.95%
- You could earn a $100 Bonus when you open a Tangerine Chequing Account by July 2, 2018 and switch your payroll or pre-authorized payments.*

* * *

Tangerine Money-Back credit card from The Bank of Nova Scotia is ideal for those with good credit who are looking for free cash back card with rotating rewards category. Read more...

No annual fee cards are credit cards reserved for individuals who want to avoid paying bulky fees annually. These credit cards still include those features and benefits you'd love to have on a credit card. In most cases, there’s really no difference feature-wise between credit cards intended for a similar market charging an annual fee and those that don't. The following credit cards are those designed to not charge an annual fee throughout the duration of card use. Prior to submitting an application, be sure to check the card agreement as some credit cards start charging a fee after the first 12 months or under certain conditions as described in the agreement. No annual fee cards listed below are reserved for the Canadian market.



No Annual Fee Cards Listing

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Scotia Momentum® Mastercard® Credit Card
Scotia Momentum Mastercard Credit Card
  • Intro APR: 7.99%
  • Intro APR Period: 6 months*
  • APR: 19.99%*
  • Annual Fee: $0*
4.0 out of 5

Scotiabank Momentum Mastercard features 6 months intro, free cash back rewards and premium card benefits

Info Review Benefits Fees
No-Fee Scotia Momentum® VISA® Credit Card
No-Fee Scotia Momentum VISA Credit Card
  • Intro APR: 7.99%
  • Intro APR Period: 6 months*
  • APR: 19.99%*
  • Annual Fee: $0*
4.5 out of 5

Looking for a better option for your day to day options? Want to earn cash back without paying over-the-top fees for the privilege? The Scotia Momentum card is a great choice.

Info Review Benefits Fees
No-Fee Scotiabank® Value VISA® Credit Card
No-Fee Scotiabank Value VISA Credit Card
  • Intro APR: 3.99%
  • Intro APR Period: 6 months on BT*
  • APR: 16.99%*
  • Annual Fee: $0*
4.5 out of 5

The No-Fee Scotiabank Value Visa credit card comes with low default interest, an introductory rate, the ability to transfer balances from higher interest cards and to take cash advances, and gives you the opportunity to avoid interest so you can get the most out of the account.

Info Review Benefits Fees
Scotiabank American Express Credit Card
Scotiabank American Express Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

Issued by Scotiabank Canada the Scotiabank American Express Credit Card features bonus points, travel insurance and premium AMEX card benefits.

Info Review Benefits Fees
Scotiabank® More Rewards VISA® Credit Card
Scotiabank More Rewards VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
4.5 out of 5

Scotiabank More Rewards Visa credit card offers 6 points per dollar for your purchase with no limit. The card also features nu annual fee and instant online application.

Info Review Benefits Fees
Scotiabank® GM® VISA® Credit Card
Scotiabank GM VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.99%*
  • Annual Fee: $0*
4.5 out of 5

Use Scotiabank GM Visa credit card and get closer to your new car with up to 5% in GM bonus earnings.

Info Review Benefits Fees
SCENE® VISA® Credit Card
SCENE VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
4.0 out of 5

Movie goers, your credit card has arrived. The Scene Visa is designed for those who love seeing the latest blockbuster films out of Hollywood. With this card, your opportunities for earning bonus points are like none other.

Info Review Benefits Fees
L'earn® VISA® Credit Card
L'earn VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
4.0 out of 5

Simple, straightforward and convenient is how most describe the Scotiabank L'earn Visa. This credit card offer delivers a more streamlined financial tool that many consumers are searching for these days.

Info Review Benefits Fees
No-Fee ScotiaGold VISA® Credit Card
No-Fee ScotiaGold VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
3.5 out of 5

Sometimes the best solutions are those that are streamlined, with clear-cut benefits and no hassles. The ScotiaGold Visa delivers great travel benefits and the latest in credit card technology. With no fees, card members are distracted with determining what they're paying for.

Info Review Benefits Fees
Scotiabank® Rewards VISA® Credit Card
Scotiabank Rewards VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
4.0 out of 5

The Scotiabank Rewards Visa credit card allows you to earn rewards for using the card. The points that are earned can be used for merchandise, gift cards, and much more. In addition to a competitive interest rate, grace period, and competitive fees, it is a card that gives spending power.

Info Review Benefits Fees



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