Instant Decision Cards

Featured Instant Decision Card: CIBC Air Canada® AC conversion™ Visa Prepaid Card
  • CIBC Air Canada AC conversion Visa Prepaid Card
  • Rated: 4.0 out of 5
  • Intro APR: N/A*
  • Regular APR: 0.00%*
  • Annual Fee: See terms*

- No foreign transaction fees for supported currencies
- Carry up to 10 currencies on one card
- Pay like a local in 45 countries
- Manage your card from your smartphone or tablet using the AC Conversion app
- 1 free ATM withdrawal per month outside of Canada, unlimited free ATM withdrawals within Canada

* * *

CIBC Air Canada AC Conversion Visa Prepaid Card from CIBC Bank support 10 currencies and features mobile app as well as high security prepaid VISA card benefits. Read more...

An instant decision card provides you a response to your application within a few minutes or seconds in some cases. These cards are just like any other card out there but the instant decision feature makes them catchy especially to those who want their application approved in no time. Prior days spent waiting for a response to your application is erased and you'd receive a copy of your card as soon as it's available. These cards are not compulsorily credit cards but they all are for individuals or businesses residing in Canada. If you're wondering, asides the 'instant decision' features do these cards below share similar features with other cards in the same category? The answer is 'yes'. Go for an instant decision card to remove stress experienced waiting for an approval.



Instant Decision Cards Listing

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Tangerine® Money Back Card
Tangerine Money Back Card
  • Intro APR: 1.95%
  • Intro APR Period: 6 months on BT*
  • APR: 19.95%*
  • Annual Fee: $0*
4.5 out of 5

Tangerine Money-Back credit card from The Bank of Nova Scotia is ideal for those with good credit who are looking for free cash back card with rotating rewards category.

Info Review Benefits Fees
Scotia Momentum® Mastercard® Card
Scotia Momentum Mastercard Card
  • Intro APR: 7.99%
  • Intro APR Period: 6 months*
  • APR: 19.99%*
  • Annual Fee: $0*
4.0 out of 5

Scotiabank Momentum Mastercard features 6 months intro, free cash back rewards and premium card benefits

Info Review Benefits Fees
No-Fee Scotia Momentum® VISA® Card
No-Fee Scotia Momentum VISA Card
  • Intro APR: 7.99%
  • Intro APR Period: 6 months*
  • APR: 19.99%*
  • Annual Fee: $0*
4.5 out of 5

Looking for a better option for your day to day options? Want to earn cash back without paying over-the-top fees for the privilege? The Scotia Momentum card is a great choice.

Info Review Benefits Fees
Scotia Momentum® VISA® Card
Scotia Momentum VISA Card
  • Intro APR: 2.99%
  • Intro APR Period: 6 months on BT*
  • APR: 19.99%*
  • Annual Fee: $39*
4.0 out of 5

Looking for a cash back credit card with a low annual fee and tons of great rewards? Whether you're a college student looking for simplicity and ease of use in financial credit cards or a soccer mom who cringest at the thought of spending a lot of time seeking out the best deal, the Scotia Visa is a solid choice.

Info Review Benefits Fees
No-Fee Scotiabank® Value VISA® Card
No-Fee Scotiabank Value VISA Card
  • Intro APR: 3.99%
  • Intro APR Period: 6 months on BT*
  • APR: 16.99%*
  • Annual Fee: $0*
4.5 out of 5

The No-Fee Scotiabank Value Visa credit card comes with low default interest, an introductory rate, the ability to transfer balances from higher interest cards and to take cash advances, and gives you the opportunity to avoid interest so you can get the most out of the account.

Info Review Benefits Fees
ScotiaGold Passport® VISA® Card
ScotiaGold Passport VISA Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $110*
5.0 out of 5

The ScotiaGold Passport VISA is designed for those who love a great rewards program. With a minimum $5,000 limit, competitive interest rates and an affordable annual fee, this is one credit card offer that delivers.

Info Review Benefits Fees
Scotiabank American Express Gold Card
Scotiabank American Express Gold Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% (V)*
  • Annual Fee: See terms*
4.5 out of 5

Imagine a credit card that offers four rewards points for every dollar spent on eligible purchases. Now consider that's just one of the many perks and benefits of the ScotiaBank Gold American Express card.

Info Review Benefits Fees
Scotiabank Platinum American Express Card
Scotiabank Platinum American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% (V)*
  • Annual Fee: $399*
4.5 out of 5

Issued by Scotiabank Canada the Scotiabank Platinum American Express Credit Card features 30,000 bonus points, premium travel insurance, and prestige travel benefits.

Info Review Benefits Fees
Scotiabank American Express Card
Scotiabank American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

Issued by Scotiabank Canada the Scotiabank American Express Credit Card features bonus points, travel insurance and premium AMEX card benefits.

Info Review Benefits Fees
Scotiabank® Value VISA® Card
Scotiabank Value VISA Card
  • Intro APR: 0.99%
  • Intro APR Period: 6 months on BT*
  • APR: 12.99%*
  • Annual Fee: $29*
4.5 out of 5

The Scotiabank Value Visa credit card has a very low interest rate outside of the introductory rate, is ideal for balance transfers, allows cash advances, and can be used anywhere in the world Visa is accepted. Monthly payments are easily broken down and there are ways in which individuals can pay down their balances as quickly as possible.

Info Review Benefits Fees
Scotiabank® More Rewards VISA® Card
Scotiabank More Rewards VISA Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
4.5 out of 5

Scotiabank More Rewards Visa credit card offers 6 points per dollar for your purchase with no limit. The card also features nu annual fee and instant online application.

Info Review Benefits Fees
Scotiabank® GM® VISA® Card
Scotiabank GM VISA Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.99%*
  • Annual Fee: $0*
4.5 out of 5

Use Scotiabank GM Visa credit card and get closer to your new car with up to 5% in GM bonus earnings.

Info Review Benefits Fees
SCENE® VISA® Card
SCENE VISA Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
4.0 out of 5

Movie goers, your credit card has arrived. The Scene Visa is designed for those who love seeing the latest blockbuster films out of Hollywood. With this card, your opportunities for earning bonus points are like none other.

Info Review Benefits Fees
Scotiabank® GM® VISA® Infinite Card
Scotiabank GM VISA Infinite Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: See terms*
4.5 out of 5

Use Scotiabank GM Visa Infinite credit card and get closer to your new car with up to 5% in GM earnings.

Info Review Benefits Fees
Scotia Momentum® VISA® Infinite Card
Scotia Momentum VISA Infinite Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $99 Waived for the first year*
4.5 out of 5

Few credit card offers can match the perks and rewards found in the Scotia Momentum. This Visa card offers cash back of up to 4 percent for eligible purchases. With the balance transfer options and the low fee structure, customers are seeing firsthand the benefits that not all other cards offer.

Info Review Benefits Fees
L'earn® VISA® Credit Card
L'earn VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
4.0 out of 5

Simple, straightforward and convenient is how most describe the Scotiabank L'earn Visa. This credit card offer delivers a more streamlined financial tool that many consumers are searching for these days.

Info Review Benefits Fees
Affirm MasterCard® Credit Card
Affirm MasterCard Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 29.99%*
  • Annual Fee: See terms*
4.0 out of 5

MasterCard does it again with another great credit card offer. This time, consumers also have the Affirm Financial branding coupled with the card network. Learn more about this great offer - Affirm MasterCard - for those looking to make the most of their financial tools.

Info Review Benefits Fees
No-Fee ScotiaGold VISA® Credit Card
No-Fee ScotiaGold VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
3.5 out of 5

Sometimes the best solutions are those that are streamlined, with clear-cut benefits and no hassles. The ScotiaGold Visa delivers great travel benefits and the latest in credit card technology. With no fees, card members are distracted with determining what they're paying for.

Info Review Benefits Fees
Scotiabank® U.S. Dollar VISA Credit Card
Scotiabank U.S. Dollar VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $35*
4.0 out of 5

With everything else going on in our lives, isn't it time our credit cards and other financial products serve their purpose and deliver what they promise? This Scotiabank US Dollar Visa card rises to the occasion.

Info Review Benefits Fees



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