Gold MasterCard® Credit Card - Fixed 9.99% AIR

Consumers searching for the right credit card offering low and fixed interest rates throughout the membership period should not miss out on MBNA's Gold Master Card. This credit card is restricted to individuals having good and excellent credit. Although the card is not a platinum credit card offering huge rewards for each spend, cardholders can still have a good time and take advantage of numerous benefits available.

Extra flexibility is made available to cardholders with bank communique available in both English and French; each cardholder gets to choose the language their most comfortable with.

There is no annual fee.

Cardholders are encouraged to charge total expenses on the card account to benefit from a $500,000 travel accident insurance package. Those who rent a car from participating car rentals are entered into an Auto Rental Collision Damage Waiver program which removes liability from the cardholder in event a rental car is lost or stolen. Aforementioned benefits come at no extra cost to cardholders. In addition to those already mentioned, other benefits include lost and stolen card reporting, emergency cash and card replacement, lost document replacement, ticket replacement and legal assistance - a service linking cardholders to the finest legal teams available should there be a need for such.

Cardholders already used to internet shopping are given further encouragement with round the clock fraud protection and purchase assurance of up to $4,500. In event an unauthorized transaction is registered, the cardholder will incur no liability courtesy of the cards' zero fraud liability feature. Complaints are registered with the customer service 24hrs a day.

Online account access provides easy access to the card account at anytime of the day. Using the online interface, cardholders are able to pay bills online in addition to creating scheduled bill payments ensuring essential bills are paid as at when due.

The Gold MasterCard credit card is issued by MBNA Canada. Candidates must be aged over 18 and have good credit to qualify. Individuals having prior bankruptcy or serious delinquencies may not qualify. Applicants must have a combined annual household income exceeding $35,000 to qualify. Intending applicants must be Canadian residents to qualify.

We advise you read and understand the card agreement before applying.