Secured Cards

Secured Cards:  

Secured cards are credit cards created for consumers experiencing difficulties obtaining unsecure credit due to poor ratings. These cards provide credit reporting features allowing card members improve their credit rating over time. Accepted applicants are required to make a security deposit into an account held by the issuing bank. When moving onto another card, a member may retrieve his deposit provided the account is not severely delinquent in which case charges owed will be deducted. Guaranteed approval, a feature indicating quick acceptance for applicants who meet minimum requirements is common on these cards. Lowly qualification requirements serve to encourage interested persons especially those with a need to improve their ratings. Secured cards listed below are reserved for the Canadian market.

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