Secured Cards

Featured Secured Card: Neo Secured Card
  • Neo Secured Card
  • Rated: 4.5 out of 5
  • Intro APR: N/A*
  • Regular APR: 19.99% to 24.99% (V)*
  • Annual Fee: $0*

- A physical and digital secured card that doesn't require a hard credit check
- Security funds minimum of only $50, because wealth should never be a condition for building credit
- Guaranteed approval for all Canadians
- Earns cashback on everyday spending
- 15% welcome bonus cash back on your first purchase at 10,000+ Neo partners
- Average of 5% cash back at Neo partners
- No monthly or annual fees for free Standard rewards plans
- Track spending with real time notifications and view balance in seconds
- Cash out your rewards at any time.
- Issued by ATB Financial pursuant to license by Mastercard International Inc.

* * *

Take Control of Your Credit with Neo Card (Secured). The Neo Secured Mastercard is a credit card that puts you in control of your credit. With its unique approach to credit, flexible limits, and unlimited cashback rewards, this card is designed to help you build your credit history and achieve your financial goals. Read more...

Secured cards are credit cards created for consumers experiencing difficulties obtaining unsecure credit due to poor ratings. These cards provide credit reporting features allowing card members improve their credit rating over time. Accepted applicants are required to make a security deposit into an account held by the issuing bank. When moving onto another card, a member may retrieve his deposit provided the account is not severely delinquent in which case charges owed will be deducted. Guaranteed approval, a feature indicating quick acceptance for applicants who meet minimum requirements is common on these cards. Lowly qualification requirements serve to encourage interested persons especially those with a need to improve their ratings. Secured cards listed below are reserved for the Canadian market.



Secured Cards Listing

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Refresh Financial Secured Visa® Card
Refresh Financial Secured Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.99% (V)*
  • Annual Fee: $12.95*
4.5 out of 5

Refresh Financial Secured Visa card is designed to establish and build your credit. The card comes with $200 - $10,000 secured credit which should be added to Refresh as a deposit. All credit activities are reported to both credit bureaus on monthly basis and help to improve your credit until you can apply for an unsecured credit card. The Refresh Secured card has annual and monthly maintenance fees.

Info Review Benefits Fees
Plastk Student Secured Rewards Credit Card
Plastk Student Secured Rewards Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

Plask Student Secured credit card features $120 savings in first annual fee, credit reporting, back to school targeted deal and instant online approval.

Info Review Benefits Fees
Plastk Secured Visa
Plastk Secured Visa
  • Intro APR: 0%
  • Intro APR Period: 3 months*
  • APR: 17.99% (V)*
  • Annual Fee: $48*
4.5 out of 5

Issued by Digital Commerce Bank, the Plastk Secured Visa card offers premium rewards, bonus cash back, intro rate, credit reporting, and helps build or rebuild credit score.

Info Review Benefits Fees



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