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Aspire World MasterCard Review

5 August 2010 by CreditCardsCo™

EQ Bank Savings Plus Account

While many people are growing more and more concerned about the state of the economy in North America, financial companies seem to be embracing the changes by developing new products that are designed to facilitate easier usage and more benefits. If you look at the Aspire World MasterCard from Capital One Canada, for example, you will notice that this card offers some of most variable and comprehensive rewards of any other card that is currently available in Canada.

The first thing you need to know about the Aspire World Master Card is that it is designed for people who make a moderately fair income, typically around a stable $60,000 per year. This easily compensates for the bigger annual fee as well as the types of expenditures, usually around $2,000 a month, which most people charge to their card in order to take advantage of the rewards program. For instance, the average card holder typically does not carry a balance from month to month, but they do pay for a significant amount of their monthly budget this way. Paying your bills in this way can be very convenient and, of course, quite beneficial in terms of incentive rewards.

In terms of travel incentives, the Aspire World MasterCard has many. First of all you can get an initial bonus of 35,000 just for making your first purchase once you receive your card. After that, you will accrue double points or 2 rewards points for every $1 that you charge to your card. It doesn't matter if you like to shop or simply use your card to buy everyday things like gas and groceries; you will still get the same great rate. Along with that, you will also get a 10,000 anniversary bonus for every year that you keep your card open. Consider it a token of appreciation for your continued patronage. As you can see, it is very easy to earn more with this card.

If you use your Aspire World MasterCard to make your travel arrangements, you will also get \'MasterCard\'s exclusive assortment of necessary travel insurance packages. This insurance package includes Emergency Medical Care, which protects you, your spouse, and dependents for up to 22 days! You will also enjoy Car Rental Collision and Loss Damage Waiver coverage when you charge the full cost of your rental to your card. This saves you $20-$30 a day in rental insurance coverage and can last for up to 48 days! You can even get Travel Accident Insurance which automatically provides you, your spouse, and your dependents up to $500,000 of coverage.

The Aspire World Master Credit Card also provides features of convenience as well. For instance, you can get options for Baggage Loss, which reimburses you for up to $1,000 if your bags are lost by an airline, or Baggage Delay, which can provide you a $100 a day stipend if your bags are misplaced and do not reach your destination when you do. Also, if you have to change or postpone your itinerary, Trip Interruption covers you for up to $5,000 per person or $25,000 per trip towards the full cost of expenses charged to your card, while Trip Cancellation gives you up to $1,000 to use towards eligible cancellation expenses and up to $5,000 per trip.

As an Aspire World MasterCard credit card holder, you will also enjoy customer service that is available to you around the clock. Whether you need to report that your card has been lost or stolen, need to find emergency cash, or simply have a common question regarding your account, you can either attempt to find the answer online or you can call them 24/7. Furthermore, you can take advantage of MasterCard's MasterAssist Travel Assistance program, which can help you with particular travel issues no matter where you might be in the world. This could include ticket replacement, lost documents or luggage, or legal and medical referrals.

Finally, since the Capital One Canada Aspire World Master Credit Card comes to you from MasterCard, obviously, you also get many of the traditional services that this credit card provider typically offers. Firstly, you can get Price Protection, which will automatically refund up to $100 of the difference of anything you buy if it goes on sale within 60 days. Secondly, if what you buy comes with a manufacturer's warranty, this card will automatically extend it double it for you, up to two years. Third, Purchase Assurance protects what you buy against theft, loss, and damage anywhere in the world within 120 days of your initial purchase. Finally, you also get access to a one-call Concierge Service for help with travel, entertainment, business, and shopping.

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