Credit Card Articles
American Express Choice Card In Your Wallet
Enjoy benefits all year long with shipping, dining and travel. The Choice Card from American Express allows you to choose the benefits you want as you earn points with every dollar spent. You also enjoy financial freedom and security as a cardholder.
Earning Points With The Card
It is very easy to earn points with this American Express card. Considering the card is accepted all over the globe, you can use the card almost anywhere you want to make a purchase. This includes in-person with merchants, online and even over the phone for such things as travel and concert tickets.
There are bonus point earning opportunities when you first apply. This includes earning bonus points when you first get approved for the card. You will need to make a qualifying purchase within the intro period in order to qualify for these points.
You will also earn points when you use the card anywhere in the world. You will earn 1 point for every dollar you spent at the top five locations you choose. This comes from a long list of merchants that American Express presents you with. Anywhere else that you use the card, you will earn 1 point for every two dollars that you spend.
You can earn as many points as you want in a year. There is also no expiration on the points, allowing you to earn as many as you desire until you reach the level you need for rewards.
There is also the ability to request supplementary cards at no extra cost. This gives you the chance to order a card for every family member. With more people using the American Express on a regular basis, it's even easier to earn the points you need.
Cashing Points In
The points will continue to accrue in your account until you're ready to cash them in. You decide what you want to use the points for. Depending on how quickly you earn points, you may redeem the rewards throughout the year on the things you want.
There are shopping and dining opportunities that you can redeem gift cards for. This allows you to get discounts at some of your favorite stores and restaurants throughout the year. There are also hundreds of items in the merchandise catalog that you can shop for.
Points can also be used to create a fun experience for you and your friends and family. The points can be used at Ticketmaster, various movie theatres and much more.
You can also travel with your points. You may be able to get gift cards for rental cars, transfer your points to hotel reward programs and even get free flights on some of your favorite airlines. This allows you to travel without paying full price.
Other Perks Of American Express
There are many perks of American Express that you can enjoy. There is no annual fee on the card, allowing you to pay absolutely nothing for the pleasure of getting these benefits. They are always available and for many, you don't need to do anything to enjoy them. They are simply there when you need them to ensure you are always covered.
Some of the benefits you will be able to enjoy are:
- Financial flexibility
- Account management tools
- Fraud protection
- Customer service
You have financial flexibility with an American Express card in your wallet. This includes determining how you want to pay for your expenses each month. When your statement arrives, you will find out your account balance as well as the minimum payment due on the account. With your APR in place, you can choose to pay for your payments over time. If you wish to avoid an interest payment, however, you can pay your statement balance in full.
Managing your finances is made easy with the different account management tools. Online, you can download statements, view your account balance and even check on your credit line availability. For added convenience you can also pay your bill online. There is the option to send emails to customer service and even change the places you want to earn double points at. At any time, you can also use the American Express app to check on the status of your account and find out what categories you're spending your money in.
Fraud protection ensures you are safe from any kind of fraudulent activity. Should anyone ever hack into your account, you won't be held responsible for charges that appear on your card. Use caution with your card and your pin to protect your account. If your card is ever lost or stolen, report it immediately. American Express will also mail you out a new card to your address in Canada or anywhere you may be on business or pleasure.
Customer service is also available to help you as needed. There is a toll free number on the back of your card. You can call this number to get account updates. There is also the option to speak to a live representative. This is your opportunity to ask questions on your account, inquire about features and even ask for a credit line increase. There is never a charge to speak to a representative and they are available 24/7 for your convenience. Anytime you have a question or issue, you can make the call to get to the bottom of things immediately as opposed to waiting for an email or a response in the mail.
Apply for the Choice Card today and find out how American Express can help you. The points can be earned with every purchase and you decide how you want to spend them. Other features will save you money and allow you to manage money all year long.
- Platinum Miles No Hassle Rewards MasterCard
- 8 Ways to Prevent Identity Theft
- Emergencies Aren't Being Saved For By Canadians
- AMEX Starwood Preferred Card Makes Travel Easier
- The Harley Davidson MasterCard Is More Than A Biker's Card
Credit Card FAQ
- Sued for Non-Payment. What can I do?
- Should I Consolidate My Credit Card Debt?
- How Do I Get Out of Credit Card Debt?
- How Do I Transfer a Credit Card Balance?
- Can an Authorized User be Sued for Charges on a Credit Card?
- More at: Credit Card FAQ