Credit Card Review & Application

4.0

out of 5

- No annual fee
- Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in the first 3 months◊
- Earn one Scotia Rewards point on all eligible everyday purchases
- Flexible Point Redemption
- Rates, fees and other information are effective as of publishing date and is subject to change.



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 19.99% (variable)*
Annual Fee: $0*
Card Issuer: Scotiabank
Card Network: American Express
Card Category: Consumer (Regular)
Card Type: - Every Day Purchases
- Instant Decision
- Reward Card
Credit Needed: Good*

See Scotiabank issued Scotiabank American Express credit card application page for AMEX card features and benefits.

The review prepared by

Reward Types: - Merchandise Rewards
- Travel Rewards
- Universal Rewards
Reward Unit: Point
Rewards: - 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months◊
- 1 Scotia Rewards point on all eligible everyday purchases
Expiration: None*
Yearly Limit: None*
Other Benefits: *See terms and conditions of the card for other benefits
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 19.99% (variable)*
Annual Fee: $0*
Grace Period: See Terms*
Min Credit Line: $1,000
Late Payment Fee: N/A*
Over Limit Fee: $29.00
Balance Transfer: Yes
APR on Balance Transfer (%): 22.99%
APR Cash Advances: 22.99%
Cash Advance Fee: 5.00%
Additional Fees Foreign Currency Conversion: 2.5%
Each Additional Card: $0
Dishonored Payment Fee: $48
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* Published on Mar 20, 2021. Information relating to the Scotiabank American Express Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.




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