Credit Card Review & Application

4.5

out of 5

- 30,000 bonus points upon first purchase
- Earn 4 Scotia Rewards points on every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
- Book and redeem for travel anywhere, anytime, with no travel restrictions
- Enjoy luxury travel privileges for your journey
- $10,000 Minimum Credit Limit
- Premium Concierge Services
- Special Offers with Scotia Rewards Travel Advantage
- Join Fairmont President's Club
- Hertz #1 Club Gold Member



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 19.99% (variable)*
Annual Fee: $399*
Card Issuer: Scotiabank
Card Network: American Express
Card Category: Consumer (Premium)
Card Type: - Co-Branded
- Instant Decision Card
- Reward Card
Credit Needed: Good*

See Scotiabank Platinum American Express credit card application page for AMEX card features and benefits.

The review prepared by

Reward Types: - Gas Reward Cards
- Merchandise Reward Cards
- Travel Reward Cards
- Universal Reward Cards
Reward Unit: Point
Rewards: - 30,000 bonus points upon first purchase
- 4 Scotia Rewards points on every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
- Book and redeem for travel anywhere, anytime, with no travel restrictions
Expiration: None*
Yearly Limit: None*
Other Benefits: - Premium Concierge Services
- Special Offers, Access and Experiences with American Express Invites
- Unique global events with your VIP Pass
- Special Offers with Scotia Rewards Travel Advantage
- Hertz #1 Club Gold Member
- Travel Emergency Medical Insurance
- Trip Cancellation / Trip Interruption Insurance
- Delayed and Lost Baggage Insurance
- Travel Accident Insurance
*See terms and conditions for more card benefits
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 19.99% (variable)*
Annual Fee: $399*
Grace Period: See Terms**
Min Credit Line: $1,000
Late Payment Fee: N/A*
Over Limit Fee: $29.00
Balance Transfer: Yes
APR Cash Advances: 22.99%
Cash Advance Fee: 5.00%
Additional Fees Foreign Currency Conversion: 2.5%
Each additional card: $99.00
Dishonoured payment fee: $42.50
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† Published on Apr 17, 2018. Information relating to the Scotiabank Platinum American Express Credit Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.




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