Card Review & Application

4.5

out of 5

- Earn up to $2,100* in value in your first 14 months, including up to 60,000* bonus Scene+ points.
No foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
- Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
- Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
- Earn 2X Scene+ point for every $1 spent on every other purchase
- 10 Complimentary airport lounge access
- No foreign transaction fees
- Mobile device insurance
- Luxury travel privileges



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 9.99% (variable)*
Annual Fee: $399*
Card Issuer: Scotiabank
Card Network: American Express
Card Category: Consumer (Premium)
Card Type: - Every Day Purchases
- Instant Decision
- No Foreign Transaction Fee
- Sign-Up Bonus
- Reward Card
Credit Needed: Excellent*

See Scotiabank Platinum American Express credit card application page for AMEX card features and benefits.

The review prepared by

Reward Types: - Other Rewards
- Travel Rewards
- Universal Rewards
Reward Unit: Point
Rewards: - 60,000 bonus Scene+ points
- 2X Scene+TM points on all eligible purchases
Expiration: None*
Yearly Limit: None*
Other Benefits: - Premium Concierge Services
- Special Offers, Access and Experiences with American Express Invites
- Unique global events with your VIP Pass
- Special Offers with Scotia Rewards Travel Advantage
- Hertz #1 Club Gold Member
- Travel Emergency Medical Insurance
- Trip Cancellation / Trip Interruption Insurance
- Delayed and Lost Baggage Insurance
- Travel Accident Insurance
*See terms and conditions for more card benefits
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 9.99% (variable)*
Annual Fee: $399*
Grace Period: See Terms*
Min Credit Line: $10,000
Late Payment Fee: N/A*
Over Limit Fee: $29.00
Balance Transfer: Yes
APR on Balance Transfer (%): 9.99%
Transfer Fee: $5.00
APR Cash Advances: 9.99%
Cash Advance Fee: 5.00%
Additional Fees Foreign Currency Conversion: None
Each Additional Card: $99
Dishonored Payment Fee: $42.50
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* Published on Sep 10, 2022. Information relating to the Scotiabank Platinum American Express Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.




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