Featured Universal Rewards Card: Tangerine® Money Back Card

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• Rated: 4.5 out of 5
• Intro APR: 1.95%*
• Regular APR: 19.95%*
• Annual Fee: $0*
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- 1.95% Balance Transfer promo for 6 months (with a 1% fee)
- Earn 4% Money-Back Rewards in up to 3 Categories for 3 Months.*
- Earn 2% Money-Back Rewards on your everyday purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases.
- Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
- No limit on the amount of Money-Back Rewards you can earn.
- Change your 2% Money-Back Categories to suit your spending.
- Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.

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Tangerine Money-Back credit card from The Bank of Nova Scotia is ideal for those with good credit who are looking for free cash back card with rotating rewards category. Read more...

Universal reward cards have plenty to offer each individual cardholder. These credit cards ensure cardholders who take advantage have something to take home as a gift or reward. There are usually many options for reward and cardholders have a variety of ways through which to accumulate points. Cardholders receive points on all eligible purchase transactions. Some programs will also award points to newly accepted cardholders after making a first purchase. Points earned accrue and are easily verified by taking a look at online or hard-copy statements delivered by mail. Cardholders are exposed to lots of reward options like cash, merchandise, travel rewards and unique experiences. In many cases indecision for which reward one should go for becomes a problem once the right amount of points are available. A number of programs set yearly caps restricting cardholders from earning points beyond the limit.