Featured Universal Rewards Card: Tangerine® Money Back Credit Card

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• Rated: 4.5 out of 5
• Intro APR: N/A*
• Regular APR: 19.95%*
• Annual Fee: $0*
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- No annual fee
- No limit on the amount of Money-Back Rewards earned
- 2% Rewards in Client's chosen categories
- Clients can change their 2% Money-Back Categories to suit their spending
- Clients who have their rewards deposited to a Tangerine savings Account can get a 3rd 2% Money-Back Category
- A standard annual interest rate of 19.95%
- You could earn a $100 Bonus when you open a Tangerine Chequing Account by July 2, 2018 and switch your payroll or pre-authorized payments.*

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Tangerine Money-Back credit card from The Bank of Nova Scotia is ideal for those with good credit who are looking for free cash back card with rotating rewards category. Read more...

Universal reward cards have plenty to offer each individual cardholder. These credit cards ensure cardholders who take advantage have something to take home as a gift or reward. There are usually many options for reward and cardholders have a variety of ways through which to accumulate points. Cardholders receive points on all eligible purchase transactions. Some programs will also award points to newly accepted cardholders after making a first purchase. Points earned accrue and are easily verified by taking a look at online or hard-copy statements delivered by mail. Cardholders are exposed to lots of reward options like cash, merchandise, travel rewards and unique experiences. In many cases indecision for which reward one should go for becomes a problem once the right amount of points are available. A number of programs set yearly caps restricting cardholders from earning points beyond the limit.