Regular Credit Cards

Featured Regular Credit Card: Walmart Rewards™ Mastercard®
  • Walmart Rewards Mastercard
  • Rated: 4.0 out of 5
  • Intro APR: N/A*
  • Regular APR: 19.89% (V)*
  • Annual Fee: $0*

- SPECIAL OFFER: Earn a $55 bonus Reward Dollars with the purchase of an iPad WiFi 64GB (9th Gen) - Hurry up, ends soon!
- Get up to $25 in bonus Walmart Reward Dollars
- Earn 1.25% cashback at Walmart.ca and at any Walmart store in Canada
- Earn 1% cashback on gas purchases
- Earn unlimited 1% cashback on every dollar spent
- 1 Walmart dollar is equal to 1 real Canadian dollar
- No annual fee
- Instant response
- Issued by Fairstone Bank of Canada

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Regular cards are basic credit cards offered without extravagant features and benefits for consumers to take advantage of. These credit cards are intended to attract those consumers interested in the credit aspect of credit cards. Individuals having below average ratings are most likely to find credit cards that help to build a solid history amongst these regular cards. Unsecured credit cards created for bad credit are often presented as regular cards by card issuers looking to attract individuals with below average credit with a need to improve their rating over time. If you've never paid attention to reward programs, and fancy benefits of top rated cards and don't think you ever will, these regular cards are just right for you. Regular cards listed below are reserved for the Canadian market.



Regular Credit Cards Listing

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Simplii Financial Debit Card
Simplii Financial Debit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
4.5 out of 5

Info Review Benefits Fees
Neo Card™
Neo Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% to 26.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

Your Path to Financial Freedom. Take control of your finances with the Neo Card (Credit), a powerful credit card that offers a customizable rewards program, instant access to cashback rewards, and advanced security features.

Info Review Benefits Fees
Tangerine® Money Back Mastercard®
Tangerine Money Back Mastercard
  • Intro APR: 1.95%
  • Intro APR Period: 6 months on BT*
  • APR: 19.95%*
  • Annual Fee: $0*
4.5 out of 5

Tangerine Money-Back credit card from The Bank of Nova Scotia is ideal for those with good credit who are looking for free cash back card with rotating rewards category.

Info Review Benefits Fees
Scotiabank Red American Express Card
Scotiabank Red American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

Issued by Scotiabank Canada the Scotiabank American Express Credit Card features bonus points, travel insurance and premium AMEX card benefits.

Info Review Benefits Fees
Scotia Momentum® Mastercard®
Scotia Momentum Mastercard
  • Intro APR: 7.99%
  • Intro APR Period: 6 months*
  • APR: 19.99%*
  • Annual Fee: $0*
4.0 out of 5

Scotiabank Momentum Mastercard features 6 months intro, free cash back rewards and premium card benefits

Info Review Benefits Fees
Scotia Momentum® No-Fee Visa® Card
Scotia Momentum No-Fee Visa Card
  • Intro APR: 0%
  • Intro APR Period: 6 months on BT*
  • APR: 19.99%*
  • Annual Fee: $0*
4.5 out of 5

Looking for a better option for your day to day options? Want to earn cash back without paying over-the-top fees for the privilege? The Scotia Momentum card is a great choice.

Info Review Benefits Fees
Scotiabank® No-Fee Value VISA® Card
Scotiabank No-Fee  Value VISA Card
  • Intro APR: 3.99%
  • Intro APR Period: 6 months on BT*
  • APR: 16.99%*
  • Annual Fee: $0*
4.5 out of 5

The No-Fee Scotiabank Value Visa credit card comes with low default interest, an introductory rate, the ability to transfer balances from higher interest cards and to take cash advances, and gives you the opportunity to avoid interest so you can get the most out of the account.

Info Review Benefits Fees
Syncro Mastercard® from National Bank of Canada
Syncro Mastercard from National Bank of Canada
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 10.70% (V)*
  • Annual Fee: $35*
4.0 out of 5

National Bank in Canada issued the Syncro Mastercard is a credit card for people who want to save on their interest. If you often carry a balance, you should look for an option with lower interest rates. Even though this card doesn't give cashback or points for purchases, users can save money on their interest. The Syncro Mastercard also doesn't have any noticeable fees.

Info Review Benefits Fees
National Bank mycredit Mastercard®
National Bank mycredit Mastercard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 20.99%*
  • Annual Fee: $0*
4.5 out of 5

National Bank of Canada issued mycredit Mastercard is a simple, streamlined offer with some great perks, like a streamlined application process, valuable cashback rewards, and $0 annual fees. While it doesn't have as many features as some other rewards cards, it can be an excellent choice for those who want a straightforward, hassle-free credit card account.

Info Review Benefits Fees
National Bank MC1 Mastercard®
National Bank MC1 Mastercard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 20.99%*
  • Annual Fee: $0*
4.0 out of 5

The MC1 Mastercard, by the National Bank of Canada, is a credit card created to help students learn the foundations of building and maintaining their credit. Even though users aren’t able to earn points or enjoy a broad array of benefits, it’s an excellent choice for those seeking a card that allows them to set a monthly credit limit without being charged an annual fee.

Info Review Benefits Fees
Scotiabank® GM® Visa® Card
Scotiabank GM Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.99%*
  • Annual Fee: $0*
4.5 out of 5

Use Scotiabank GM Visa credit card and get closer to your new car with up to 5% in GM bonus earnings.

Info Review Benefits Fees
Scotiabank® Rewards VISA® Credit Card
Scotiabank Rewards VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99%*
  • Annual Fee: $0*
4.0 out of 5

The Scotiabank Rewards Visa credit card allows you to earn rewards for using the card. The points that are earned can be used for merchandise, gift cards, and much more. In addition to a competitive interest rate, grace period, and competitive fees, it is a card that gives spending power.

Info Review Benefits Fees



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