Credit Card Review & Application

4.0

out of 5

- 7.99% introductory interest rate on purchases for the first 6 months*
- Cash back on everyday spending with no annual fee
- 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases



Introductory APR: 7.99%*
Introductory Period: 6 months
APR on Purchases: 19.99% *
Annual Fee: $0*
Card Issuer: Scotiabank
Card Network: MasterCard
Card Category: Consumer (Premium)
Card Type: - Instant Decision Card
- Reward Card
Credit Needed: Good*

See Scotiabank Mastercard credit card application page for other card features and benefits.

The review prepared by

Reward Types: - CashBack Reward Cards
- Gas Reward Cards
- Universal Reward Cards
Reward Unit: Cash
Rewards: - 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
Expiration: None*
Yearly Limit: None*
Other Benefits: *See terms and conditions of the card for other benefits
Comments: The introductory 7.99% interest rate applies to purchases only. This rate applies when the new Scotiabank credit card account ("Account") is opened and will then continue for 6 months from that date ("the Promotional Period"). After the Promotional Period, balances that were at 7.99% (including any unpaid balances) will increase to the preferred interest rate for purchases on your Account. Purchases exclude refunds, returns or other similar credits, payments, cash advances, balance transfers, Scotia Credit Card Cheques, interest, fees or other charges. Offer applies to new Accounts only that are opened by defined date (See website for details). Offer may be changed or extended and cannot be combined with any other offer. Rates and fees are subject to change
Online Account Access: Yes
Introductory APR: 7.99%*
Applied Towards: Purchases, Balance Transfer, Cash Advance, Checks
Introductory Period: 6 months*
APR on Purchases: 19.99% *
Annual Fee: $0*
Grace Period: See Terms*
Min Credit Line: $500
Late Payment Fee: N/A*
Over Limit Fee: $29.00
Balance Transfer: Yes
APR Cash Advances: 22.99%
Additional Fees Foreign Currency Conversion fee: 2.5%
Dishonored payment fee: $48
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† Published on Apr 26, 2018. Information relating to the Scotia Momentum Mastercard Credit Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.




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