Card Review & Application
Scotiabank® GM® Visa® Card
- Get closer to your new car with up to 5% in GM Earnings
- Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
- $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
- No earning or redemption caps
| Introductory APR: | N/A* |
| Introductory Period: | N/A |
| APR on Purchases: | 17.99% * |
| Annual Fee: | $0* |
| Card Issuer: | Scotiabank |
| Card Network: | VISA |
| Card Category: | Consumer (Regular) |
| Card Type: | - Car Lovers - Co-Branded - EMV Chip - Instant Decision - Reward Card |
| Credit Needed: | Good* |
See Terms and Conditions of Scotiabank GM VISA credit card for more benefits, features and other fees.
The review prepared by CreditCardsCo™ Canada
| Reward Types: | - Auto Rewards - Other Rewards - Universal Rewards |
| Reward Unit: | Cash |
| Rewards: | - Get 5,000 bonus points with first purchase - 5% in GM Earnings on the first $5,000 of everyday purchases annually, and 2% thereafter - $1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac - Earnings do not expire as long as you are a cardholder |
| Expiration: | None* |
| Yearly Limit: | None* |
| Other Benefits: | *See Terms and Conditions of the card for more benefits |
| Online Account Access: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases: | 17.99% * |
| Annual Fee: | $0* |
| Grace Period: | See Terms* |
| Min Credit Line: | $500 |
| Late Payment Fee: | N/A* |
| Over Limit Fee: | $29.00 |
| Balance Transfer: | Yes |
| APR on Balance Transfer (%): | 17.99% |
| APR Cash Advances: | 17.99% |
| Additional Fees | Foreign Currency Conversion: 2.50% Dishonored Payment Fee: $48 |
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* Published on May 17, 2022. Information relating to the Scotiabank GM Visa Card may change without notice as a result we cannot guarantee the accuracy of details above. It is important you read the terms and conditions attached to a product before submitting the application.


